TellerScore

Headquartered in Independence, Ohio, Century Federal Credit Union is a federal credit union with $469.9M in total assets and $414.4M in member shares and deposits as of Q2 2026. It operates 6 offices. Its charter dates back to 1948.

Based on its Q2 2026 filing, Century Federal Credit Union scores 65/100, which we describe as moderate. That is higher than only 34% of 1,341 credit unions with $100 million – $1 billion. Among 192 credit unions headquartered in Ohio, it ranks 125th. Its strongest component is problem-loan coverage (92/100; 4.1%), and its lowest is earnings (34/100; 0.35%).

TellerScore · Q2 2026

Scorecard

Capital cushion59/100
Net worth ratio: 10.89%
Loan quality79/100
Loans 60+ days delinquent ÷ total loans: 0.63%
Earnings34/100
Return on assets (annualized): 0.35%
Funding & liquidity78/100
Loans ÷ shares: 81.9% · 7.1% uninsured
Problem-loan coverage92/100
Delinquent loans + foreclosed assets ÷ (net worth + loan-loss reserves): 4.15%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

From Q2 2025 to Q2 2026, the score fell 2 points (67 → 65), mostly because the loan quality component weakened by 6 points.

TellerScore
646770Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTellerScore
Q2 202470
Q3 202470
Q4 202470
Q1 202569
Q2 202567
Q3 202566
Q4 202564
Q1 202668
Q2 202665
Net worth ratio
7.00%9.00%11.01%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNet worth ratio
Q2 202410.80%
Q3 202410.98%
Q4 202411.01%
Q1 202510.76%
Q2 202510.78%
Q3 202510.65%
Q4 202510.74%
Q1 202610.79%
Q2 202610.89%
Delinquent loans (60+ days)
0.35%0.61%0.87%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterDelinquent loans (60+ days)
Q2 20240.39%
Q3 20240.42%
Q4 20240.35%
Q1 20250.45%
Q2 20250.46%
Q3 20250.65%
Q4 20250.87%
Q1 20260.59%
Q2 20260.63%
Return on assets
0.35%0.53%0.71%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 20240.59%
Q3 20240.56%
Q4 20240.46%
Q1 20250.45%
Q2 20250.37%
Q3 20250.55%
Q4 20250.56%
Q1 20260.71%
Q2 20260.35%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202665$469.9M10.89%0.63%0.35%81.9%
Q1 202668$474.6M10.79%0.59%0.71%79.3%
Q4 202564$468.9M10.74%0.87%0.56%78.4%
Q3 202566$468.1M10.65%0.65%0.55%79.8%
Q2 202567$445.0M10.78%0.46%0.37%77.8%
Q1 202569$442.7M10.76%0.45%0.45%73.7%
Q4 202470$427.9M11.01%0.35%0.46%76.8%
Q3 202470$430.8M10.98%0.42%0.56%75.4%
Q2 202470$433.2M10.80%0.39%0.59%74.9%

1,341 peers · $100 million – $1 billion

How it compares with peers

Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio10.89%
42nd
Problem loans0.63%
54th
Net charge-offs0.33%
53rd
Return on assets0.35%
21st
Loans to deposits81.9%
36th
Uninsured deposits7.1%
38th
Loan-loss reserves0.00%
50th
Texas ratio4.1%
49th

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InstitutionScoreAssetsCapitalProblem loansCompare
Canton School Employees Federal Credit UnionCredit union North Canton, OH68 out of 100, Moderate$462.2M10.3%0.69%vs
Cme Federal Credit UnionCredit union Columbus, OH61 out of 100, Moderate$480.9M8.6%0.66%vs
River Valley Credit UnionCredit union Miamisburg, OH73 out of 100, Strong$502.3M12.0%0.48%vs
Universal 1 Credit UnionCredit union Dayton, OH68 out of 100, Moderate$424.7M12.4%1.53%vs
Oucu Financial Credit Union, Inc.Credit union Athens, OH55 out of 100, Moderate$526.8M11.5%1.17%vs
Fremont Federal Credit UnionCredit union Fremont, OH74 out of 100, Strong$391.4M12.7%0.86%vs

Deposit insurance

Is my money safe at Century Federal Credit Union?

Yes. Century Federal Credit Union is a federally insured credit union (NCUA charter #5852). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

An estimated 7.1% of shares and deposits ($29.4M) are above the $250,000 NCUA insurance limit, close to the peer median of 6%. Insured balances are protected regardless of the score.

The net worth ratio is 10.89%, above the 7% level regulators use as the "well capitalized" benchmark for this measure.

Check how much of your own balance is covered

6 locations

Branches

Century Federal Credit Union lists 6 offices in 4 cities. Most locations:

All branch addresses and map

Identity & history

Profile

Legal name
Century Federal Credit Union
Type
Federal credit union
NCUA charter #
5852
RSSD ID
640376
Primary regulator
NCUA
Established
1948
Headquarters
4600 Rockside Road, Independence, OH 44131
Employees
85

Quick answers

Century Federal Credit Union: common questions

Is Century Federal Credit Union NCUA insured?

Yes. Century Federal Credit Union is a federally insured credit union (NCUA charter #5852). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

What is Century Federal Credit Union's TellerScore?

65 out of 100 (Moderate), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

How many branches does Century Federal Credit Union have?

6 offices as of the latest NCUA data.

Nearby

Highest-scoring banks and credit unions with branches near Independence

InstitutionScoreAssetsCapitalProblem loansCompare
Credit First National AssociationBank Brook Park, OH94 out of 100, Very strong$39.8M98.3%0.00%vs
Wiremen'S Credit UnionCredit union Parma, OH92 out of 100, Very strong$40.6M17.0%0.11%vs
Lormet Community Federal Credit UnionCredit union Amherst, OH91 out of 100, Very strong$283.3M13.7%0.15%vs
Solon/Chagrin Falls Federal Credit UnionCredit union Solon, OH90 out of 100, Very strong$9.6M19.8%0.04%vs
Cleveland Selfreliance Federal Credit UnionCredit union Parma, OH88 out of 100, Very strong$113.7M17.3%0.01%vs
Acme Federal Credit UnionCredit union Eastlake, OH88 out of 100, Very strong$15.2M18.9%0.18%vs