Side-by-side · Q2 2026 data
Century Heritage Federal Credit Union vs Net Federal Credit Union
Credit union
Century Heritage Federal Credit Union
Pittsburgh, Pennsylvania · $100 million – $1 billion
Metric by metric
| Measure | Century Heritage Federal Credit Union | Net Federal Credit Union |
|---|---|---|
| TellerScore | 72 (stronger) | 62 |
| Capital cushion | 65 (stronger) | 52 |
| Loan quality | 75 (stronger) | 64 |
| Earnings | 61 (stronger) | 34 |
| Funding & liquidity | 85 | 96 (stronger) |
| Problem-loan coverage | 91 (stronger) | 87 |
| Peer percentile | 57th | 26th |
| Total assets | $289.5M | $354.0M |
| Deposits / shares | $251.4M | $324.3M |
| Capital ratio | 11.48% (stronger) | 10.23% |
| Problem loans | 0.75% (stronger) | 1.09% |
| Net charge-offs | 0.06% (stronger) | 0.42% |
| Return on assets | 1.01% (stronger) | 0.36% |
| Loans ÷ deposits | 75.3% | 64.4% (stronger) |
| Uninsured deposits | 4.3% (stronger) | 7.9% |
| Offices | 3 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 10.0% | — |
Century Heritage Federal Credit Union has the higher TellerScore (72 vs 62). On the 7 directional measures above (where higher or lower is clearly better), Century Heritage Federal Credit Union leads on 6 and Net Federal Credit Union on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.