Side-by-side · Q2 2026 data
Century Next Bank vs Union Federal Credit Union
Metric by metric
| Measure | Century Next Bank | Union Federal Credit Union |
|---|---|---|
| TellerScore | 77 | 80 (stronger) |
| Capital cushion | 69 | 100 (stronger) |
| Loan quality | 96 | 100 (stronger) |
| Earnings | 90 (stronger) | 0 |
| Funding & liquidity | 28 | 100 (stronger) |
| Problem-loan coverage | 98 | 100 (stronger) |
| Peer percentile | 68th | 65th |
| Total assets | $916.4M | $611K |
| Deposits / shares | $795.3M | $474K |
| Capital ratio | 11.95% | 21.22% (stronger) |
| Problem loans | 0.12% | 0.00% (stronger) |
| Net charge-offs | 0.03% | 0.00% (stronger) |
| Return on assets | 1.75% (stronger) | -3.96% |
| Loans ÷ deposits | 83.5% | 30.7% (stronger) |
| Uninsured deposits | 58.5% | 0.0% (stronger) |
| Offices | 7 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 4.8% | — |
Union Federal Credit Union has the higher TellerScore (80 vs 77). On the 7 directional measures above (where higher or lower is clearly better), Century Next Bank leads on 1 and Union Federal Credit Union on 6. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.