Union Federal Credit Union is a federal credit union headquartered in Farmerville, Louisiana, in business for about 75 years. At the end of Q2 2026 it reported $611K in total assets and $474K in member shares and deposits, with 2 offices across 2 states.
Union Federal Credit Union has a TellerScore of 80 out of 100 (strong) based on Q2 2026 data — higher than 65% of its 2,479 credit unions with under $100 million in assets. Among 136 credit unions headquartered in Louisiana, it ranks 39th. Capital cushion contributes the most (100/100, 21.22%); earnings contributes the least (0/100, -3.96%).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
The score has been essentially flat from Q2 2025 to Q2 2026 (80 → 80).
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 59 |
| Q3 2024 | 80 |
| Q4 2024 | 67 |
| Q1 2025 | 80 |
| Q2 2025 | 80 |
| Q3 2025 | 80 |
| Q4 2025 | 80 |
| Q1 2026 | 76 |
| Q2 2026 | 80 |
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| Quarter | Net worth ratio |
|---|---|
| Q2 2024 | 27.59% |
| Q3 2024 | 27.41% |
| Q4 2024 | 26.99% |
| Q1 2025 | 25.85% |
| Q2 2025 | 25.34% |
| Q3 2025 | 24.66% |
| Q4 2025 | 25.12% |
| Q1 2026 | 22.77% |
| Q2 2026 | 21.22% |
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| Quarter | Delinquent loans (60+ days) |
|---|---|
| Q2 2024 | 2.43% |
| Q3 2024 | 0.00% |
| Q4 2024 | 1.57% |
| Q1 2025 | 0.00% |
| Q2 2025 | 0.00% |
| Q3 2025 | 0.00% |
| Q4 2025 | 0.00% |
| Q1 2026 | 0.51% |
| Q2 2026 | 0.00% |
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| Quarter | Return on assets |
|---|---|
| Q2 2024 | -3.60% |
| Q3 2024 | -3.20% |
| Q4 2024 | -3.38% |
| Q1 2025 | -3.19% |
| Q2 2025 | -3.94% |
| Q3 2025 | -3.36% |
| Q4 2025 | -3.76% |
| Q1 2026 | -3.98% |
| Q2 2026 | -3.96% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 80 | $611K | 21.22% | 0.00% | -3.96% | 30.7% |
| Q1 2026 | 76 | $596K | 22.77% | 0.51% | -3.98% | 25.9% |
| Q4 2025 | 80 | $564K | 25.12% | 0.00% | -3.76% | 31.4% |
| Q3 2025 | 80 | $599K | 24.66% | 0.00% | -3.36% | 32.4% |
| Q2 2025 | 80 | $597K | 25.34% | 0.00% | -3.94% | 32.0% |
| Q1 2025 | 80 | $612K | 25.85% | 0.00% | -3.19% | 28.5% |
| Q4 2024 | 67 | $604K | 26.99% | 1.57% | -3.38% | 32.3% |
| Q3 2024 | 80 | $615K | 27.41% | 0.00% | -3.20% | 34.0% |
| Q2 2024 | 59 | $624K | 27.59% | 2.43% | -3.60% | 36.0% |
2,479 peers · Under $100 million in assets
How it compares with peers
Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size credit unions in Louisiana
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Richland Parish Schools Federal Credit UnionCredit union Rayville, LA | 74 out of 100, Strong | $619K | 29.6% | 6.18% | vs |
| Avenue Baptist Brotherhood Federal Credit UnionCredit union Shreveport, LA | 84 out of 100, Strong | $601K | 24.6% | 0.00% | vs |
| Immaculate Heart of Mary Credit UnionCredit union Lafayette, LA | 66 out of 100, Moderate | $622K | 31.3% | 32.55% | vs |
| Municipal Employees Federal Credit UnionCredit union Bogalusa, LA | 55 out of 100, Moderate | $642K | 42.8% | 8.90% | vs |
| St. Mary Parish School Emp. Federal Credit UnionCredit union Franklin, LA | 85 out of 100, Very strong | $455K | 22.7% | 0.49% | vs |
| S T S P Federal Credit UnionCredit union Lacombe, LA | 68 out of 100, Moderate | $779K | 9.4% | 0.62% | vs |
Deposit insurance
Is my money safe at Union Federal Credit Union?
Yes. Union Federal Credit Union is a federally insured credit union (NCUA charter #7301). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.
An estimated 0.0% of shares and deposits ($0) are above the $250,000 NCUA insurance limit, close to the peer median of 1%. Insured balances are protected regardless of the score.
The net worth ratio is 21.22%, well above the 7% level regulators use as the "well capitalized" benchmark for this measure.
2 locations
Branches
Union Federal Credit Union lists 2 offices in 2 cities across 2 states. Most locations:
- Farmerville, LA (1)
- Hutchinson, KS (1)
Identity & history
Profile
- Legal name
- Union Federal Credit Union
- Type
- Federal credit union
- NCUA charter #
- 7301
- RSSD ID
- 200284
- Primary regulator
- NCUA
- Established
- 1951
- Headquarters
- PO Box 603, Farmerville, LA 71241
- Employees
- 1
Quick answers
Union Federal Credit Union: common questions
Is Union Federal Credit Union NCUA insured?
Yes. Union Federal Credit Union is a federally insured credit union (NCUA charter #7301). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.
What is Union Federal Credit Union's TellerScore?
80 out of 100 (Strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
How many branches does Union Federal Credit Union have?
2 offices as of the latest NCUA data, in 2 states.
Nearby
Highest-scoring banks and credit unions with branches near Farmerville
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Gibsland Bank & Trust CompanyBank Gibsland, LA | 81 out of 100, Strong | $574.3M | 16.5% | 0.61% | vs |
| Ouachita Valley Federal Credit UnionCredit union West Monroe, LA | 80 out of 100, Strong | $464.1M | 13.1% | 0.78% | vs |
| Louisiana Machinery Employees Federal Credit UnionCredit union Monroe, LA | 79 out of 100, Strong | $3.9M | 22.4% | 0.00% | vs |
| Century Next BankBank Ruston, LA | 77 out of 100, Strong | $916.4M | 11.9% | 0.12% | vs |
| Sevenfold Federal Credit UnionCredit union West Monroe, LA | 73 out of 100, Strong | $52.5M | 13.8% | 1.86% | vs |
| Bank of Oak RidgeBank Oak Ridge, LA | 72 out of 100, Strong | $138.6M | 11.6% | 0.00% | vs |