Side-by-side · Q2 2026 data
Century Savings Bank vs Cenlar FSB
Metric by metric
| Measure | Century Savings Bank | Cenlar FSB |
|---|---|---|
| TellerScore | 81 (stronger) | 71 |
| Capital cushion | 82 | 100 (stronger) |
| Loan quality | 100 (stronger) | 93 |
| Earnings | 41 (stronger) | 0 |
| Funding & liquidity | 85 (stronger) | 50 |
| Problem-loan coverage | 100 (stronger) | 99 |
| Peer percentile | 80th | 47th |
| Total assets | $634.8M | $782.0M |
| Deposits / shares | $489.7M | $442.8M |
| Capital ratio | 13.20% | 16.56% (stronger) |
| Problem loans | 0.00% (stronger) | 0.21% |
| Net charge-offs | -0.01% (stronger) | 0.00% |
| Return on assets | 0.53% (stronger) | -1.23% |
| Loans ÷ deposits | 67.7% | 45.7% (stronger) |
| Uninsured deposits | 22.3% (stronger) | 90.6% |
| Offices | 6 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 36.1% | — |
Century Savings Bank has the higher TellerScore (81 vs 71). On the 7 directional measures above (where higher or lower is clearly better), Century Savings Bank leads on 5 and Cenlar FSB on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.