Side-by-side · Q2 2026 data
Century Savings Bank vs Freedom Bank
Metric by metric
| Measure | Century Savings Bank | Freedom Bank |
|---|---|---|
| TellerScore | 81 (stronger) | 63 |
| Capital cushion | 82 (stronger) | 48 |
| Loan quality | 100 (stronger) | 91 |
| Earnings | 41 | 55 (stronger) |
| Funding & liquidity | 85 (stronger) | 33 |
| Problem-loan coverage | 100 (stronger) | 95 |
| Peer percentile | 80th | 24th |
| Total assets | $634.8M | $838.3M |
| Deposits / shares | $489.7M | $711.5M |
| Capital ratio | 13.20% (stronger) | 9.78% |
| Problem loans | 0.00% (stronger) | 0.28% |
| Net charge-offs | -0.01% (stronger) | 0.00% |
| Return on assets | 0.53% | 0.89% (stronger) |
| Loans ÷ deposits | 67.7% (stronger) | 103.0% |
| Uninsured deposits | 22.3% (stronger) | 36.4% |
| Offices | 6 | 5 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 36.1% | 2.5% |
Century Savings Bank has the higher TellerScore (81 vs 63). On the 7 directional measures above (where higher or lower is clearly better), Century Savings Bank leads on 6 and Freedom Bank on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.