Side-by-side · Q2 2026 data
Century Savings Bank vs Jersey Shore Federal Credit Union
Credit union
Jersey Shore Federal Credit Union
Northfield, New Jersey · $100 million – $1 billion
Metric by metric
| Measure | Century Savings Bank | Jersey Shore Federal Credit Union |
|---|---|---|
| TellerScore | 81 (stronger) | 73 |
| Capital cushion | 82 (stronger) | 48 |
| Loan quality | 100 (stronger) | 90 |
| Earnings | 41 | 58 (stronger) |
| Funding & liquidity | 85 | 100 (stronger) |
| Problem-loan coverage | 100 (stronger) | 97 |
| Peer percentile | 80th | 60th |
| Total assets | $634.8M | $246.3M |
| Deposits / shares | $489.7M | $227.0M |
| Capital ratio | 13.20% (stronger) | 9.76% |
| Problem loans | 0.00% (stronger) | 0.29% |
| Net charge-offs | -0.01% (stronger) | 0.14% |
| Return on assets | 0.53% | 0.96% (stronger) |
| Loans ÷ deposits | 67.7% | 57.3% (stronger) |
| Uninsured deposits | 22.3% | 6.8% (stronger) |
| Offices | 6 | 5 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 36.1% | — |
Century Savings Bank has the higher TellerScore (81 vs 73). On the 7 directional measures above (where higher or lower is clearly better), Century Savings Bank leads on 4 and Jersey Shore Federal Credit Union on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.