Side-by-side · Q2 2026 data
CerescoBank vs Clarkson Bank
Metric by metric
| Measure | CerescoBank | Clarkson Bank |
|---|---|---|
| TellerScore | 92 (stronger) | 82 |
| Capital cushion | 89 (stronger) | 60 |
| Loan quality | 98 (stronger) | 94 |
| Earnings | 81 | 88 (stronger) |
| Funding & liquidity | 97 (stronger) | 84 |
| Problem-loan coverage | 100 (stronger) | 98 |
| Peer percentile | 92nd | 70th |
| Total assets | $81.3M | $81.4M |
| Deposits / shares | $69.0M | $70.7M |
| Capital ratio | 13.85% (stronger) | 11.04% |
| Problem loans | 0.06% (stronger) | 0.19% |
| Net charge-offs | 0.04% | -0.00% (stronger) |
| Return on assets | 1.52% | 1.71% (stronger) |
| Loans ÷ deposits | 63.3% | 60.1% (stronger) |
| Uninsured deposits | 13.7% (stronger) | 29.8% |
| Offices | 1 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
CerescoBank has the higher TellerScore (92 vs 82). On the 7 directional measures above (where higher or lower is clearly better), CerescoBank leads on 4 and Clarkson Bank on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.