Side-by-side · Q2 2026 data
CFG Bank vs Lm Federal Credit Union
Metric by metric
| Measure | CFG Bank | Lm Federal Credit Union |
|---|---|---|
| TellerScore | 51 | 83 (stronger) |
| Capital cushion | 63 | 74 (stronger) |
| Loan quality | 0 | 95 (stronger) |
| Earnings | 79 (stronger) | 76 |
| Funding & liquidity | 83 (stronger) | 80 |
| Problem-loan coverage | 43 | 98 (stronger) |
| Peer percentile | 8th | 72nd |
| Total assets | $6.1B | $60.3M |
| Deposits / shares | $5.1B | $52.5M |
| Capital ratio | 11.29% | 12.40% (stronger) |
| Problem loans | 3.86% | 0.14% (stronger) |
| Net charge-offs | 0.12% | 0.07% (stronger) |
| Return on assets | 1.47% (stronger) | 1.41% |
| Loans ÷ deposits | 76.8% (stronger) | 80.4% |
| Uninsured deposits | 14.7% | 6.7% (stronger) |
| Offices | 3 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Lm Federal Credit Union has the higher TellerScore (83 vs 51). On the 7 directional measures above (where higher or lower is clearly better), CFG Bank leads on 2 and Lm Federal Credit Union on 5. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.