Headquartered in Lutherville, Maryland, CFG Bank is a state-chartered bank with $6.1B in total assets and $5.1B in deposits as of Q2 2026. It operates 3 offices. Its charter dates back to 1997.
Based on its Q2 2026 filing, CFG Bank scores 51/100, which we describe as below average. That is higher than only 8% of 897 banks with $1 billion – $10 billion. Among 27 banks headquartered in Maryland, it ranks 25th. Its strongest component is funding & liquidity (83/100; 77% loans-to-deposits, 15% uninsured), and its lowest is loan quality (0/100; 3.86%).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
From Q2 2025 to Q2 2026, the score rose 3 points (48 → 51), mostly because the problem-loan coverage component improved by 16 points.
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 55 |
| Q3 2024 | 54 |
| Q4 2024 | 46 |
| Q1 2025 | 47 |
| Q2 2025 | 48 |
| Q3 2025 | 50 |
| Q4 2025 | 53 |
| Q1 2026 | 53 |
| Q2 2026 | 51 |
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| Quarter | Tier 1 leverage ratio |
|---|---|
| Q2 2024 | 11.23% |
| Q3 2024 | 11.21% |
| Q4 2024 | 10.92% |
| Q1 2025 | 10.89% |
| Q2 2025 | 11.10% |
| Q3 2025 | 11.24% |
| Q4 2025 | 11.62% |
| Q1 2026 | 11.19% |
| Q2 2026 | 11.29% |
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| Quarter | Noncurrent loans |
|---|---|
| Q2 2024 | 4.31% |
| Q3 2024 | 4.02% |
| Q4 2024 | 6.67% |
| Q1 2025 | 6.25% |
| Q2 2025 | 4.79% |
| Q3 2025 | 3.92% |
| Q4 2025 | 3.42% |
| Q1 2026 | 3.54% |
| Q2 2026 | 3.86% |
Show as table
| Quarter | Return on assets |
|---|---|
| Q2 2024 | 2.09% |
| Q3 2024 | 1.74% |
| Q4 2024 | 1.25% |
| Q1 2025 | 1.26% |
| Q2 2025 | 1.27% |
| Q3 2025 | 1.31% |
| Q4 2025 | 1.43% |
| Q1 2026 | 1.59% |
| Q2 2026 | 1.47% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 51 | $6.1B | 11.29% | 3.86% | 1.47% | 76.8% |
| Q1 2026 | 53 | $5.7B | 11.19% | 3.54% | 1.59% | 75.9% |
| Q4 2025 | 53 | $5.7B | 11.62% | 3.42% | 1.43% | 77.5% |
| Q3 2025 | 50 | $5.5B | 11.24% | 3.92% | 1.31% | 75.5% |
| Q2 2025 | 48 | $5.5B | 11.10% | 4.79% | 1.27% | 76.5% |
| Q1 2025 | 47 | $5.4B | 10.89% | 6.25% | 1.26% | 76.5% |
| Q4 2024 | 46 | $5.4B | 10.92% | 6.67% | 1.25% | 76.1% |
| Q3 2024 | 54 | $5.3B | 11.21% | 4.02% | 1.74% | 77.6% |
| Q2 2024 | 55 | $5.2B | 11.23% | 4.31% | 2.09% | 78.0% |
897 peers · $1 billion – $10 billion
How it compares with peers
Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size banks in Maryland
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Shore United Bank, National AssociationBank Easton, MD | 61 out of 100, Moderate | $6.1B | 10.0% | 1.32% | vs |
| Capital Bank, National AssociationBank Rockville, MD | 46 out of 100, Below average | $3.8B | 9.0% | 2.05% | vs |
| Forbright BankBank Potomac, MD | 61 out of 100, Moderate | $8.5B | 11.2% | 1.45% | vs |
| EagleBankBank Bethesda, MD | 54 out of 100, Below average | $9.6B | 11.5% | 2.05% | vs |
| First United Bank & TrustBank Oakland, MD | 75 out of 100, Strong | $2.1B | 11.6% | 0.31% | vs |
| Rosedale BankBank Nottingham, MD | 78 out of 100, Strong | $1.4B | 18.6% | 0.52% | vs |
Deposit insurance
Is my money safe at CFG Bank?
Yes. CFG Bank is an FDIC-insured institution (FDIC certificate #34294). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
An estimated 14.7% of deposits ($749.8M) are above the $250,000 FDIC insurance limit, below the peer median of 31%. Insured balances are protected regardless of the score.
The tier 1 leverage ratio is 11.29%, well above the 5% level regulators use as the "well capitalized" benchmark for this measure. Its total risk-based capital ratio is 13.71% (benchmark: 10%).
3 locations
Branches
CFG Bank lists 3 offices in 3 cities. Most locations:
- Annapolis, MD (1)
- Baltimore, MD (1)
- Lutherville, MD (1)
Identity & history
Profile
- Legal name
- CFG Bank
- Former names
- AmericasBank; CFG Community Bank
- Type
- State-chartered bank
- FDIC certificate #
- 34294
- RSSD ID
- 2471239
- Primary regulator
- FDIC
- Holding company
- Capital Funding Bcorp Inc
- Established
- December 1, 1997
- Headquarters
- 11 W Ridgely Rd, Lutherville, MD 21093
- Website
- www.cfg.bank
- Employees
- 306
Quick answers
CFG Bank: common questions
Is CFG Bank FDIC insured?
Yes. CFG Bank is an FDIC-insured institution (FDIC certificate #34294). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
What is CFG Bank's TellerScore?
51 out of 100 (Below average), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
Has CFG Bank ever failed?
There is no failure record for FDIC certificate #34294 in the FDIC failed bank list.
How many branches does CFG Bank have?
3 offices as of the latest FDIC data.
Nearby
Highest-scoring banks and credit unions with branches near Lutherville
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Tower Federal Credit UnionCredit union Laurel, MD | 83 out of 100, Strong | $5.0B | 14.3% | 0.39% | vs |
| Lm Federal Credit UnionCredit union Baltimore, MD | 83 out of 100, Strong | $60.3M | 12.4% | 0.14% | vs |
| BayVanguard BankBank Baltimore, MD | 80 out of 100, Strong | $868.7M | 17.1% | 0.48% | vs |
| Homewood Federal Savings BankBank Baltimore, MD | 80 out of 100, Strong | $67.3M | 26.1% | 0.00% | vs |
| First Financial of Maryland Federal Credit UnionCredit union Sparks, MD | 79 out of 100, Strong | $1.4B | 16.7% | 0.54% | vs |
| Destinations Credit UnionCredit union Baltimore, MD | 79 out of 100, Strong | $65.4M | 13.8% | 0.48% | vs |