Side-by-side · Q2 2026 data
Chaffey Federal Credit Union vs Alta Vista Credit Union
Metric by metric
| Measure | Chaffey Federal Credit Union | Alta Vista Credit Union |
|---|---|---|
| TellerScore | 59 | 61 (stronger) |
| Capital cushion | 27 | 39 (stronger) |
| Loan quality | 91 (stronger) | 83 |
| Earnings | 17 | 28 (stronger) |
| Funding & liquidity | 100 (stronger) | 92 |
| Problem-loan coverage | 96 (stronger) | 93 |
| Peer percentile | 19th | 24th |
| Total assets | $230.4M | $208.6M |
| Deposits / shares | $202.7M | $188.4M |
| Capital ratio | 7.74% | 8.89% (stronger) |
| Problem loans | 0.26% (stronger) | 0.51% |
| Net charge-offs | 0.23% (stronger) | 0.53% |
| Return on assets | -0.08% | 0.19% (stronger) |
| Loans ÷ deposits | 58.5% (stronger) | 68.5% |
| Uninsured deposits | 3.5% (stronger) | 13.3% |
| Offices | 1 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Alta Vista Credit Union has the higher TellerScore (61 vs 59). On the 7 directional measures above (where higher or lower is clearly better), Chaffey Federal Credit Union leads on 4 and Alta Vista Credit Union on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.