Side-by-side · Q2 2026 data
Chaffey Federal Credit Union vs F3 Credit Union
Metric by metric
| Measure | Chaffey Federal Credit Union | F3 Credit Union |
|---|---|---|
| TellerScore | 59 | 80 (stronger) |
| Capital cushion | 27 | 100 (stronger) |
| Loan quality | 91 (stronger) | 65 |
| Earnings | 17 | 47 (stronger) |
| Funding & liquidity | 100 | 100 |
| Problem-loan coverage | 96 (stronger) | 94 |
| Peer percentile | 19th | 78th |
| Total assets | $230.4M | $236.8M |
| Deposits / shares | $202.7M | $196.8M |
| Capital ratio | 7.74% | 18.47% (stronger) |
| Problem loans | 0.26% (stronger) | 1.05% |
| Net charge-offs | 0.23% (stronger) | 1.00% |
| Return on assets | -0.08% | 0.68% (stronger) |
| Loans ÷ deposits | 58.5% | 55.0% (stronger) |
| Uninsured deposits | 3.5% (stronger) | 5.9% |
| Offices | 1 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
F3 Credit Union has the higher TellerScore (80 vs 59). On the 7 directional measures above (where higher or lower is clearly better), Chaffey Federal Credit Union leads on 3 and F3 Credit Union on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.