Side-by-side · Q2 2026 data
Chambers Bank vs Clearway Federal Credit Union
Metric by metric
| Measure | Chambers Bank | Clearway Federal Credit Union |
|---|---|---|
| TellerScore | 81 | 83 (stronger) |
| Capital cushion | 76 | 100 (stronger) |
| Loan quality | 92 (stronger) | 83 |
| Earnings | 91 (stronger) | 60 |
| Funding & liquidity | 46 | 70 (stronger) |
| Problem-loan coverage | 97 (stronger) | 96 |
| Peer percentile | 91st | 72nd |
| Total assets | $1.6B | $79.6M |
| Deposits / shares | $1.3B | $63.7M |
| Capital ratio | 12.57% | 22.53% (stronger) |
| Problem loans | 0.23% (stronger) | 0.52% |
| Net charge-offs | 0.02% (stronger) | 0.66% |
| Return on assets | 1.76% (stronger) | 0.99% |
| Loans ÷ deposits | 86.7% (stronger) | 90.2% |
| Uninsured deposits | 40.2% | 2.0% (stronger) |
| Offices | 24 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 11.0% | — |
Clearway Federal Credit Union has the higher TellerScore (83 vs 81). On the 7 directional measures above (where higher or lower is clearly better), Chambers Bank leads on 4 and Clearway Federal Credit Union on 3. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.