TellerScore

Clearway Federal Credit Union is a federal credit union headquartered in Malvern, Arkansas, in business for about 66 years. At the end of Q2 2026 it reported $79.6M in total assets and $63.7M in member shares and deposits, with 3 offices.

Clearway Federal Credit Union has a TellerScore of 83 out of 100 (strong) based on Q2 2026 data — higher than 72% of its 2,479 credit unions with under $100 million in assets. Among 46 credit unions headquartered in Arkansas, it ranks 14th. Capital cushion contributes the most (100/100, 22.53%); earnings contributes the least (60/100, 0.99%).

TellerScore · Q2 2026

Scorecard

Capital cushion100/100
Net worth ratio: 22.53%
Loan quality83/100
Loans 60+ days delinquent ÷ total loans: 0.52%
Earnings60/100
Return on assets (annualized): 0.99%
Funding & liquidity70/100
Loans ÷ shares: 90.2% · 2.0% uninsured
Problem-loan coverage96/100
Delinquent loans + foreclosed assets ÷ (net worth + loan-loss reserves): 1.97%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

From Q2 2025 to Q2 2026, the score fell 3 points (86 → 83), mostly because the funding & liquidity component weakened by 6 points.

TellerScore
768390Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTellerScore
Q2 202490
Q3 202489
Q4 202488
Q1 202588
Q2 202586
Q3 202583
Q4 202580
Q1 202676
Q2 202683
Net worth ratio
7.00%14.81%22.62%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNet worth ratio
Q2 202420.88%
Q3 202421.94%
Q4 202421.94%
Q1 202521.84%
Q2 202521.97%
Q3 202522.62%
Q4 202522.29%
Q1 202621.75%
Q2 202622.53%
Delinquent loans (60+ days)
0.17%0.50%0.82%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterDelinquent loans (60+ days)
Q2 20240.17%
Q3 20240.32%
Q4 20240.33%
Q1 20250.56%
Q2 20250.39%
Q3 20250.57%
Q4 20250.77%
Q1 20260.82%
Q2 20260.52%
Return on assets
0.35%1.00%1.65%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 20241.38%
Q3 20241.48%
Q4 20241.32%
Q1 20251.65%
Q2 20251.11%
Q3 20251.00%
Q4 20250.90%
Q1 20260.35%
Q2 20260.99%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202683$79.6M22.53%0.52%0.99%90.2%
Q1 202676$81.0M21.75%0.82%0.35%86.4%
Q4 202580$78.7M22.29%0.77%0.90%88.3%
Q3 202583$77.0M22.62%0.57%1.00%89.4%
Q2 202586$78.7M21.97%0.39%1.11%84.7%
Q1 202588$78.7M21.84%0.56%1.65%84.0%
Q4 202488$76.9M21.94%0.33%1.32%85.7%
Q3 202489$76.1M21.94%0.32%1.48%86.5%
Q2 202490$78.6M20.88%0.17%1.38%81.4%

2,479 peers · Under $100 million in assets

How it compares with peers

Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio22.53%
84th
Problem loans0.52%
57th
Net charge-offs0.66%
22nd
Return on assets0.99%
67th
Loans to deposits90.2%
9th
Uninsured deposits2.0%
45th
Loan-loss reserves0.00%
37th
Texas ratio2.0%
53rd

Similar-size credit unions in Arkansas

InstitutionScoreAssetsCapitalProblem loansCompare
Timberline Federal Credit UnionCredit union Crossett, AR59 out of 100, Moderate$80.4M19.6%2.22%vs
Uark Federal Credit UnionCredit union Fayetteville, AR82 out of 100, Strong$81.9M13.2%0.32%vs
Hurricane Creek Federal Credit UnionCredit union Benton, AR64 out of 100, Moderate$72.4M9.8%0.44%vs
Cotton Belt Federal Credit UnionCredit union Pine Bluff, AR57 out of 100, Moderate$70.0M17.0%4.73%vs
Alcoa Community Federal Credit UnionCredit union Benton, AR53 out of 100, Below average$69.5M7.7%0.52%vs
Arkansas Superior Federal Credit UnionCredit union Warren, AR47 out of 100, Below average$90.5M23.5%7.38%vs

Deposit insurance

Is my money safe at Clearway Federal Credit Union?

Yes. Clearway Federal Credit Union is a federally insured credit union (NCUA charter #13762). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

An estimated 2.0% of shares and deposits ($1.3M) are above the $250,000 NCUA insurance limit, close to the peer median of 1%. Insured balances are protected regardless of the score.

The net worth ratio is 22.53%, well above the 7% level regulators use as the "well capitalized" benchmark for this measure.

Check how much of your own balance is covered

3 locations

Branches

Clearway Federal Credit Union lists 3 offices in 2 cities. Most locations:

All branch addresses and map

Identity & history

Profile

Legal name
Clearway Federal Credit Union
Type
Federal credit union
NCUA charter #
13762
RSSD ID
429786
Primary regulator
NCUA
Established
1960
Headquarters
PO Box1080, Malvern, AR 72104
Employees
28

Quick answers

Clearway Federal Credit Union: common questions

Is Clearway Federal Credit Union NCUA insured?

Yes. Clearway Federal Credit Union is a federally insured credit union (NCUA charter #13762). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

What is Clearway Federal Credit Union's TellerScore?

83 out of 100 (Strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

How many branches does Clearway Federal Credit Union have?

3 offices as of the latest NCUA data.

Nearby

Highest-scoring banks and credit unions with branches near Malvern

InstitutionScoreAssetsCapitalProblem loansCompare
Patterson Federal Credit UnionCredit union Arkadelphia, AR96 out of 100, Very strong$38.0M17.5%0.08%vs
First Security BankBank Searcy, AR92 out of 100, Very strong$8.6B15.6%0.14%vs
Arkansas Health Center Federal Credit UnionCredit union Benton, AR91 out of 100, Very strong$9.8M16.9%0.38%vs
Peoples BankBank Sheridan, AR90 out of 100, Very strong$313.8M13.3%0.03%vs
Chambers BankBank Danville, AR81 out of 100, Strong$1.6B12.6%0.23%vs
Centennial BankBank Conway, AR79 out of 100, Strong$24.6B12.6%0.55%vs