Side-by-side · Q2 2026 data
Chambers Bank vs Telcoe Federal Credit Union
Metric by metric
| Measure | Chambers Bank | Telcoe Federal Credit Union |
|---|---|---|
| TellerScore | 81 | 89 (stronger) |
| Capital cushion | 76 | 100 (stronger) |
| Loan quality | 92 | 96 (stronger) |
| Earnings | 91 (stronger) | 52 |
| Funding & liquidity | 46 | 100 (stronger) |
| Problem-loan coverage | 97 | 100 (stronger) |
| Peer percentile | 91st | 94th |
| Total assets | $1.6B | $503.4M |
| Deposits / shares | $1.3B | $423.1M |
| Capital ratio | 12.57% | 20.21% (stronger) |
| Problem loans | 0.23% | 0.12% (stronger) |
| Net charge-offs | 0.02% (stronger) | 0.02% |
| Return on assets | 1.76% (stronger) | 0.80% |
| Loans ÷ deposits | 86.7% | 37.0% (stronger) |
| Uninsured deposits | 40.2% | 13.5% (stronger) |
| Offices | 24 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 11.0% | 4.2% |
Telcoe Federal Credit Union has the higher TellerScore (89 vs 81). On the 7 directional measures above (where higher or lower is clearly better), Chambers Bank leads on 2 and Telcoe Federal Credit Union on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.