Side-by-side · Q2 2026 data
Chambers Bank vs Uark Federal Credit Union
Metric by metric
| Measure | Chambers Bank | Uark Federal Credit Union |
|---|---|---|
| TellerScore | 81 | 82 (stronger) |
| Capital cushion | 76 | 82 (stronger) |
| Loan quality | 92 (stronger) | 89 |
| Earnings | 91 (stronger) | 66 |
| Funding & liquidity | 46 | 82 (stronger) |
| Problem-loan coverage | 97 | 97 |
| Peer percentile | 91st | 70th |
| Total assets | $1.6B | $81.9M |
| Deposits / shares | $1.3B | $70.0M |
| Capital ratio | 12.57% | 13.18% (stronger) |
| Problem loans | 0.23% (stronger) | 0.32% |
| Net charge-offs | 0.02% (stronger) | 0.19% |
| Return on assets | 1.76% (stronger) | 1.15% |
| Loans ÷ deposits | 86.7% | 78.1% (stronger) |
| Uninsured deposits | 40.2% | 1.0% (stronger) |
| Offices | 24 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 11.0% | 51.9% |
Uark Federal Credit Union has the higher TellerScore (82 vs 81). On the 7 directional measures above (where higher or lower is clearly better), Chambers Bank leads on 3 and Uark Federal Credit Union on 4. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.