Uark Federal Credit Union is a federal credit union headquartered in Fayetteville, Arkansas, in business for about 61 years. At the end of Q2 2026 it reported $81.9M in total assets and $70.0M in member shares and deposits, with 2 offices.
Based on its Q2 2026 filing, Uark Federal Credit Union scores 82/100, which we describe as strong. That is higher than 70% of 2,479 credit unions with under $100 million in assets. Among 46 credit unions headquartered in Arkansas, it ranks 16th. Its strongest component is problem-loan coverage (97/100; 1.6%), and its lowest is earnings (66/100; 1.15%).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
From Q2 2025 to Q2 2026, the score rose 4 points (78 → 82), mostly because the capital cushion component improved by 15 points.
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 67 |
| Q3 2024 | 71 |
| Q4 2024 | 72 |
| Q1 2025 | 77 |
| Q2 2025 | 78 |
| Q3 2025 | 75 |
| Q4 2025 | 79 |
| Q1 2026 | 83 |
| Q2 2026 | 82 |
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| Quarter | Net worth ratio |
|---|---|
| Q2 2024 | 11.05% |
| Q3 2024 | 11.11% |
| Q4 2024 | 11.23% |
| Q1 2025 | 11.41% |
| Q2 2025 | 11.70% |
| Q3 2025 | 12.19% |
| Q4 2025 | 12.42% |
| Q1 2026 | 13.03% |
| Q2 2026 | 13.18% |
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| Quarter | Delinquent loans (60+ days) |
|---|---|
| Q2 2024 | 1.04% |
| Q3 2024 | 0.48% |
| Q4 2024 | 0.55% |
| Q1 2025 | 0.45% |
| Q2 2025 | 0.27% |
| Q3 2025 | 0.86% |
| Q4 2025 | 0.45% |
| Q1 2026 | 0.21% |
| Q2 2026 | 0.32% |
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| Quarter | Return on assets |
|---|---|
| Q2 2024 | 0.91% |
| Q3 2024 | 0.75% |
| Q4 2024 | 0.77% |
| Q1 2025 | 1.16% |
| Q2 2025 | 1.04% |
| Q3 2025 | 1.21% |
| Q4 2025 | 1.17% |
| Q1 2026 | 1.20% |
| Q2 2026 | 1.15% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 82 | $81.9M | 13.18% | 0.32% | 1.15% | 78.1% |
| Q1 2026 | 83 | $81.3M | 13.03% | 0.21% | 1.20% | 76.4% |
| Q4 2025 | 79 | $83.3M | 12.42% | 0.45% | 1.17% | 73.8% |
| Q3 2025 | 75 | $83.0M | 12.19% | 0.86% | 1.21% | 73.1% |
| Q2 2025 | 78 | $83.8M | 11.70% | 0.27% | 1.04% | 71.1% |
| Q1 2025 | 77 | $84.4M | 11.41% | 0.45% | 1.16% | 70.6% |
| Q4 2024 | 72 | $83.6M | 11.23% | 0.55% | 0.77% | 71.2% |
| Q3 2024 | 71 | $83.1M | 11.11% | 0.48% | 0.75% | 75.5% |
| Q2 2024 | 67 | $82.6M | 11.05% | 1.04% | 0.91% | 77.1% |
2,479 peers · Under $100 million in assets
How it compares with peers
Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size credit unions in Arkansas
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Timberline Federal Credit UnionCredit union Crossett, AR | 59 out of 100, Moderate | $80.4M | 19.6% | 2.22% | vs |
| Clearway Federal Credit UnionCredit union Malvern, AR | 83 out of 100, Strong | $79.6M | 22.5% | 0.52% | vs |
| Arkansas Superior Federal Credit UnionCredit union Warren, AR | 47 out of 100, Below average | $90.5M | 23.5% | 7.38% | vs |
| Hurricane Creek Federal Credit UnionCredit union Benton, AR | 64 out of 100, Moderate | $72.4M | 9.8% | 0.44% | vs |
| Cotton Belt Federal Credit UnionCredit union Pine Bluff, AR | 57 out of 100, Moderate | $70.0M | 17.0% | 4.73% | vs |
| Alcoa Community Federal Credit UnionCredit union Benton, AR | 53 out of 100, Below average | $69.5M | 7.7% | 0.52% | vs |
Deposit insurance
Is my money safe at Uark Federal Credit Union?
Yes. Uark Federal Credit Union is a federally insured credit union (NCUA charter #16946). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.
An estimated 1.0% of shares and deposits ($728K) are above the $250,000 NCUA insurance limit, close to the peer median of 1%. Insured balances are protected regardless of the score.
The net worth ratio is 13.18%, well above the 7% level regulators use as the "well capitalized" benchmark for this measure.
2 locations
Branches
Uark Federal Credit Union lists 2 offices in 2 cities. Most locations:
- Fayetteville, AR (1)
- Little Rock, AR (1)
HMDA 2025
Mortgage lending
In 2025, Uark Federal Credit Union reported 68 home-loan applications under HMDA (LEI 2549001CF58X6R5L5L44): 24 originated ($1,870,000 total), 27 denied, and 16 withdrawn or closed by the applicant. Its denial rate on decided applications was 51.9%, compared with 22.2% for all lenders nationwide.
Denial rates depend heavily on loan type and applicant mix and are not a measure of fairness or of your own odds.
Identity & history
Profile
- Legal name
- Uark Federal Credit Union
- Type
- Federal credit union
- NCUA charter #
- 16946
- RSSD ID
- 396888
- Primary regulator
- NCUA
- Established
- 1965
- Headquarters
- P. O. Box 10260, Fayetteville, AR 72703
- Employees
- 22
Quick answers
Uark Federal Credit Union: common questions
Is Uark Federal Credit Union NCUA insured?
Yes. Uark Federal Credit Union is a federally insured credit union (NCUA charter #16946). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.
What is Uark Federal Credit Union's TellerScore?
82 out of 100 (Strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
How many branches does Uark Federal Credit Union have?
2 offices as of the latest NCUA data.
Nearby
Highest-scoring banks and credit unions with branches near Fayetteville
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| First Security BankBank Searcy, AR | 92 out of 100, Very strong | $8.6B | 15.6% | 0.14% | vs |
| Chambers BankBank Danville, AR | 81 out of 100, Strong | $1.6B | 12.6% | 0.23% | vs |
| Grand Savings BankBank Grove, OK | 80 out of 100, Strong | $1.0B | 12.0% | 0.63% | vs |
| Centennial BankBank Conway, AR | 79 out of 100, Strong | $24.6B | 12.6% | 0.55% | vs |
| Anstaff BankBank Green Forest, AR | 79 out of 100, Strong | $1.2B | 10.2% | 0.14% | vs |
| The First National Bank of Fort SmithBank Fort Smith, AR | 78 out of 100, Strong | $2.3B | 11.1% | 0.44% | vs |