Side-by-side · Q2 2026 data
Chambers State Bank vs BankFirst
Metric by metric
| Measure | Chambers State Bank | BankFirst |
|---|---|---|
| TellerScore | 91 (stronger) | 85 |
| Capital cushion | 100 | 100 |
| Loan quality | 87 (stronger) | 72 |
| Earnings | 100 (stronger) | 97 |
| Funding & liquidity | 60 (stronger) | 53 |
| Problem-loan coverage | 98 (stronger) | 94 |
| Peer percentile | 90th | 97th |
| Total assets | $89.2M | $1.2B |
| Deposits / shares | $66.7M | $804.7M |
| Capital ratio | 24.74% (stronger) | 15.31% |
| Problem loans | 0.39% (stronger) | 0.84% |
| Net charge-offs | 0.30% (stronger) | 0.39% |
| Return on assets | 2.70% (stronger) | 1.92% |
| Loans ÷ deposits | 98.2% | 89.4% (stronger) |
| Uninsured deposits | 17.2% (stronger) | 31.1% |
| Offices | 2 | 12 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 6.8% |
Chambers State Bank has the higher TellerScore (91 vs 85). On the 7 directional measures above (where higher or lower is clearly better), Chambers State Bank leads on 6 and BankFirst on 1. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.