Side-by-side · Q2 2026 data
Champion Credit Union vs Summit Credit Union
Metric by metric
| Measure | Champion Credit Union | Summit Credit Union |
|---|---|---|
| TellerScore | 74 | 82 (stronger) |
| Capital cushion | 72 | 100 (stronger) |
| Loan quality | 92 (stronger) | 76 |
| Earnings | 52 | 56 (stronger) |
| Funding & liquidity | 65 | 82 (stronger) |
| Problem-loan coverage | 95 (stronger) | 94 |
| Peer percentile | 63rd | 82nd |
| Total assets | $551.9M | $368.8M |
| Deposits / shares | $468.7M | $298.4M |
| Capital ratio | 12.20% | 15.44% (stronger) |
| Problem loans | 0.24% (stronger) | 0.71% |
| Net charge-offs | 0.31% (stronger) | 1.22% |
| Return on assets | 0.81% | 0.91% (stronger) |
| Loans ÷ deposits | 95.2% | 78.3% (stronger) |
| Uninsured deposits | 11.0% (stronger) | 11.0% |
| Offices | 5 | 7 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Summit Credit Union has the higher TellerScore (82 vs 74). On the 7 directional measures above (where higher or lower is clearly better), Champion Credit Union leads on 3 and Summit Credit Union on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.