Side-by-side · Q2 2026 data
Champions First Credit Union vs Velocity Community Credit Union
Credit union
Velocity Community Credit Union
Palm Beach Gard, Florida · $100 million – $1 billion
Metric by metric
| Measure | Champions First Credit Union | Velocity Community Credit Union |
|---|---|---|
| TellerScore | 60 | 74 (stronger) |
| Capital cushion | 58 | 76 (stronger) |
| Loan quality | 58 | 82 (stronger) |
| Earnings | 45 | 49 (stronger) |
| Funding & liquidity | 73 | 75 (stronger) |
| Problem-loan coverage | 80 | 94 (stronger) |
| Peer percentile | 21st | 63rd |
| Total assets | $540.7M | $491.7M |
| Deposits / shares | $478.8M | $422.2M |
| Capital ratio | 10.82% | 12.55% (stronger) |
| Problem loans | 1.27% | 0.55% (stronger) |
| Net charge-offs | 0.48% | 0.30% (stronger) |
| Return on assets | 0.62% | 0.74% (stronger) |
| Loans ÷ deposits | 87.6% | 85.2% (stronger) |
| Uninsured deposits | 6.4% (stronger) | 9.3% |
| Offices | 5 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Velocity Community Credit Union has the higher TellerScore (74 vs 60). On the 7 directional measures above (where higher or lower is clearly better), Champions First Credit Union leads on 1 and Velocity Community Credit Union on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.