Side-by-side · Q2 2026 data
Champlain National Bank vs Eastrise Federal Credit Union
Metric by metric
| Measure | Champlain National Bank | Eastrise Federal Credit Union |
|---|---|---|
| TellerScore | 71 | 73 (stronger) |
| Capital cushion | 59 | 73 (stronger) |
| Loan quality | 92 (stronger) | 80 |
| Earnings | 56 | 66 (stronger) |
| Funding & liquidity | 63 (stronger) | 61 |
| Problem-loan coverage | 96 (stronger) | 92 |
| Peer percentile | 47th | 70th |
| Total assets | $497.1M | $3.2B |
| Deposits / shares | $443.9M | $2.7B |
| Capital ratio | 10.87% | 12.32% (stronger) |
| Problem loans | 0.25% (stronger) | 0.60% |
| Net charge-offs | 0.01% (stronger) | 0.10% |
| Return on assets | 0.90% | 1.14% (stronger) |
| Loans ÷ deposits | 72.7% (stronger) | 99.3% |
| Uninsured deposits | 37.5% | 7.5% (stronger) |
| Offices | 10 | 11 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 6.3% |
Eastrise Federal Credit Union has the higher TellerScore (73 vs 71). On the 7 directional measures above (where higher or lower is clearly better), Champlain National Bank leads on 3 and Eastrise Federal Credit Union on 4. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.