Side-by-side · Q2 2026 data
Champlain National Bank vs Northfield Savings Bank
Metric by metric
| Measure | Champlain National Bank | Northfield Savings Bank |
|---|---|---|
| TellerScore | 71 (stronger) | 68 |
| Capital cushion | 59 | 60 (stronger) |
| Loan quality | 92 (stronger) | 83 |
| Earnings | 56 (stronger) | 48 |
| Funding & liquidity | 63 | 71 (stronger) |
| Problem-loan coverage | 96 (stronger) | 93 |
| Peer percentile | 47th | 49th |
| Total assets | $497.1M | $1.6B |
| Deposits / shares | $443.9M | $1.3B |
| Capital ratio | 10.87% | 10.96% (stronger) |
| Problem loans | 0.25% (stronger) | 0.52% |
| Net charge-offs | 0.01% | 0.01% (stronger) |
| Return on assets | 0.90% (stronger) | 0.71% |
| Loans ÷ deposits | 72.7% (stronger) | 86.0% |
| Uninsured deposits | 37.5% | 18.0% (stronger) |
| Offices | 10 | 13 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 11.5% |
Champlain National Bank has the higher TellerScore (71 vs 68). On the 7 directional measures above (where higher or lower is clearly better), Champlain National Bank leads on 4 and Northfield Savings Bank on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.