Side-by-side · Q2 2026 data
Champlain National Bank vs Piermont Bank
Metric by metric
| Measure | Champlain National Bank | Piermont Bank |
|---|---|---|
| TellerScore | 71 (stronger) | 62 |
| Capital cushion | 59 | 77 (stronger) |
| Loan quality | 92 | 100 (stronger) |
| Earnings | 56 (stronger) | 0 |
| Funding & liquidity | 63 (stronger) | 27 |
| Problem-loan coverage | 96 | 100 (stronger) |
| Peer percentile | 47th | 22nd |
| Total assets | $497.1M | $505.1M |
| Deposits / shares | $443.9M | $386.4M |
| Capital ratio | 10.87% | 12.70% (stronger) |
| Problem loans | 0.25% | 0.00% (stronger) |
| Net charge-offs | 0.01% (stronger) | 0.46% |
| Return on assets | 0.90% (stronger) | -1.96% |
| Loans ÷ deposits | 72.7% (stronger) | 83.3% |
| Uninsured deposits | 37.5% (stronger) | 63.1% |
| Offices | 10 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Champlain National Bank has the higher TellerScore (71 vs 62). On the 7 directional measures above (where higher or lower is clearly better), Champlain National Bank leads on 5 and Piermont Bank on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.