Headquartered in New York, New York, Piermont Bank is a state-chartered bank with $505.1M in total assets and $386.4M in deposits as of Q2 2026. It operates 1 office. Its charter dates back to 2019.
Based on its Q2 2026 filing, Piermont Bank scores 62/100, which we describe as moderate. That is higher than only 22% of 2,650 banks with $100 million – $1 billion. Among 121 banks headquartered in New York, it ranks 70th. Its strongest component is loan quality (100/100; 0.00%), and its lowest is earnings (0/100; -1.96%).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
From Q2 2025 to Q2 2026, the score rose 15 points (47 → 62), mostly because the loan quality component improved by 77 points.
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 38 |
| Q3 2024 | 38 |
| Q4 2024 | 43 |
| Q1 2025 | 37 |
| Q2 2025 | 47 |
| Q3 2025 | 45 |
| Q4 2025 | 60 |
| Q1 2026 | 57 |
| Q2 2026 | 62 |
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| Quarter | Tier 1 leverage ratio |
|---|---|
| Q2 2024 | 12.46% |
| Q3 2024 | 12.73% |
| Q4 2024 | 12.66% |
| Q1 2025 | 13.45% |
| Q2 2025 | 13.88% |
| Q3 2025 | 14.02% |
| Q4 2025 | 13.27% |
| Q1 2026 | 12.63% |
| Q2 2026 | 12.70% |
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| Quarter | Noncurrent loans |
|---|---|
| Q2 2024 | 4.86% |
| Q3 2024 | 6.53% |
| Q4 2024 | 2.21% |
| Q1 2025 | 3.48% |
| Q2 2025 | 2.30% |
| Q3 2025 | 2.41% |
| Q4 2025 | 0.55% |
| Q1 2026 | 0.53% |
| Q2 2026 | 0.00% |
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| Quarter | Return on assets |
|---|---|
| Q2 2024 | 0.24% |
| Q3 2024 | 0.09% |
| Q4 2024 | -0.94% |
| Q1 2025 | -0.89% |
| Q2 2025 | -0.30% |
| Q3 2025 | -0.72% |
| Q4 2025 | -0.90% |
| Q1 2026 | -1.95% |
| Q2 2026 | -1.96% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 62 | $505.1M | 12.70% | 0.00% | -1.96% | 83.3% |
| Q1 2026 | 57 | $474.4M | 12.63% | 0.53% | -1.95% | 82.7% |
| Q4 2025 | 60 | $519.7M | 13.27% | 0.55% | -0.90% | 73.0% |
| Q3 2025 | 45 | $496.2M | 14.02% | 2.41% | -0.72% | 76.1% |
| Q2 2025 | 47 | $498.3M | 13.88% | 2.30% | -0.30% | 77.5% |
| Q1 2025 | 37 | $488.7M | 13.45% | 3.48% | -0.89% | 81.5% |
| Q4 2024 | 43 | $550.7M | 12.66% | 2.21% | -0.94% | 74.8% |
| Q3 2024 | 38 | $550.4M | 12.73% | 6.53% | 0.09% | 74.5% |
| Q2 2024 | 38 | $551.3M | 12.46% | 4.86% | 0.24% | 80.2% |
2,650 peers · $100 million – $1 billion
How it compares with peers
Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size banks in New York
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Rondout Savings BankBank Kingston, NY | 64 out of 100, Moderate | $512.0M | 9.8% | 0.19% | vs |
| Champlain National BankBank Elizabethtown, NY | 71 out of 100, Strong | $497.1M | 10.9% | 0.25% | vs |
| Fulton Savings BankBank Fulton, NY | 88 out of 100, Very strong | $492.3M | 31.4% | 0.70% | vs |
| Wallkill Valley Federal Savings and Loan AssociationBank Wallkill, NY | 68 out of 100, Moderate | $485.0M | 9.2% | 0.00% | vs |
| Cross County Savings BankBank Middle Village, NY | 56 out of 100, Moderate | $525.4M | 12.8% | 2.21% | vs |
| The Berkshire BankBank New York, NY | 55 out of 100, Moderate | $530.0M | 24.2% | 12.68% | vs |
Deposit insurance
Is my money safe at Piermont Bank?
Yes. Piermont Bank is an FDIC-insured institution (FDIC certificate #59154). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
An estimated 63.1% of deposits ($243.7M) are above the $250,000 FDIC insurance limit, above the peer median of 24%. Insured balances are protected regardless of the score.
The tier 1 leverage ratio is 12.70%, well above the 5% level regulators use as the "well capitalized" benchmark for this measure. Its total risk-based capital ratio is 17.89% (benchmark: 10%).
1 location
Branches
Piermont Bank lists 1 office in 1 city. Most locations:
- New York, NY (1)
Identity & history
Profile
- Legal name
- Piermont Bank
- Type
- State-chartered bank
- FDIC certificate #
- 59154
- RSSD ID
- 5342974
- Primary regulator
- FDIC
- Established
- July 1, 2019
- Headquarters
- 4 Bryant Park, New York, NY 10018
- Website
- www.piermontbank.com
- Employees
- 48
Quick answers
Piermont Bank: common questions
Is Piermont Bank FDIC insured?
Yes. Piermont Bank is an FDIC-insured institution (FDIC certificate #59154). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
What is Piermont Bank's TellerScore?
62 out of 100 (Moderate), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
Has Piermont Bank ever failed?
There is no failure record for FDIC certificate #59154 in the FDIC failed bank list.
How many branches does Piermont Bank have?
1 office as of the latest FDIC data.
Nearby
Highest-scoring banks and credit unions with branches near New York
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| The Bank of New York Mellon Trust Company, National AssociationBank Los Angeles, CA | 100 out of 100, Very strong | $1.4B | 63.5% | 0.00% | vs |
| Wakefern Federal Credit UnionCredit union Elizabeth, NJ | 99 out of 100, Very strong | $12.0M | 24.3% | 0.13% | vs |
| B.S. and C.P. Hospitals Employees Federal Credit UnionCredit union Bronx, NY | 93 out of 100, Very strong | $1.0M | 34.2% | 0.00% | vs |
| Paul Quinn Federal Credit UnionCredit union Jamaica, NY | 93 out of 100, Very strong | $358K | 26.1% | 0.00% | vs |
| Scf Westchester N. Y. Employees Federal Credit UnionCredit union White Plains, NY | 93 out of 100, Very strong | $1.5M | 23.8% | 0.18% | vs |
| Gha Federal Credit UnionCredit union Greenwich, CT | 91 out of 100, Very strong | $29.7M | 17.5% | 0.56% | vs |