Side-by-side · Q2 2026 data
Champlain National Bank vs Rondout Savings Bank
Metric by metric
| Measure | Champlain National Bank | Rondout Savings Bank |
|---|---|---|
| TellerScore | 71 (stronger) | 64 |
| Capital cushion | 59 (stronger) | 48 |
| Loan quality | 92 | 94 (stronger) |
| Earnings | 56 (stronger) | 31 |
| Funding & liquidity | 63 | 65 (stronger) |
| Problem-loan coverage | 96 | 97 (stronger) |
| Peer percentile | 47th | 26th |
| Total assets | $497.1M | $512.0M |
| Deposits / shares | $443.9M | $449.3M |
| Capital ratio | 10.87% (stronger) | 9.79% |
| Problem loans | 0.25% | 0.19% (stronger) |
| Net charge-offs | 0.01% | 0.00% (stronger) |
| Return on assets | 0.90% (stronger) | 0.27% |
| Loans ÷ deposits | 72.7% (stronger) | 90.7% |
| Uninsured deposits | 37.5% | 19.4% (stronger) |
| Offices | 10 | 5 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Champlain National Bank has the higher TellerScore (71 vs 64). On the 7 directional measures above (where higher or lower is clearly better), Champlain National Bank leads on 4 and Rondout Savings Bank on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.