Side-by-side · Q2 2026 data
Charles River Bank vs Washington Savings Bank
Metric by metric
| Measure | Charles River Bank | Washington Savings Bank |
|---|---|---|
| TellerScore | 57 | 62 (stronger) |
| Capital cushion | 29 | 46 (stronger) |
| Loan quality | 84 | 90 (stronger) |
| Earnings | 36 (stronger) | 29 |
| Funding & liquidity | 70 (stronger) | 66 |
| Problem-loan coverage | 91 | 96 (stronger) |
| Peer percentile | 14th | 22nd |
| Total assets | $336.1M | $302.3M |
| Deposits / shares | $312.6M | $249.3M |
| Capital ratio | 7.93% | 9.65% (stronger) |
| Problem loans | 0.47% | 0.29% (stronger) |
| Net charge-offs | -0.00% (stronger) | 0.00% |
| Return on assets | 0.41% (stronger) | 0.23% |
| Loans ÷ deposits | 73.8% (stronger) | 94.4% |
| Uninsured deposits | 29.6% | 14.9% (stronger) |
| Offices | 3 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 28.0% | 17.7% |
Washington Savings Bank has the higher TellerScore (62 vs 57). On the 7 directional measures above (where higher or lower is clearly better), Charles River Bank leads on 3 and Washington Savings Bank on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.