Side-by-side · Q2 2026 data
Charles Schwab Trust Bank vs Ben E Keith Company Employees Federal Credit Union
Credit union
Ben E Keith Company Employees Federal Credit Union
Fort Worth, Texas · Under $100 million in assets
Metric by metric
| Measure | Charles Schwab Trust Bank | Ben E Keith Company Employees Federal Credit Union |
|---|---|---|
| TellerScore | 88 | 89 (stronger) |
| Capital cushion | 59 | 100 (stronger) |
| Loan quality | 100 (stronger) | 64 |
| Earnings | 100 (stronger) | 91 |
| Funding & liquidity | 100 | 100 |
| Problem-loan coverage | 100 (stronger) | 96 |
| Peer percentile | 99th | 87th |
| Total assets | $10.5B | $11.9M |
| Deposits / shares | $9.7B | $9.4M |
| Capital ratio | 10.93% | 20.86% (stronger) |
| Problem loans | 0.00% (stronger) | 1.07% |
| Net charge-offs | 0.00% | 0.00% |
| Return on assets | 2.05% (stronger) | 1.78% |
| Loans ÷ deposits | 0.0% (stronger) | 47.8% |
| Uninsured deposits | 5.4% | 1.5% (stronger) |
| Offices | 1 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Ben E Keith Company Employees Federal Credit Union has the higher TellerScore (89 vs 88). On the 6 directional measures above (where higher or lower is clearly better), Charles Schwab Trust Bank leads on 3 and Ben E Keith Company Employees Federal Credit Union on 3. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.