Side-by-side · Q2 2026 data
Charles Schwab Trust Bank vs Metro Medical Credit Union
Metric by metric
| Measure | Charles Schwab Trust Bank | Metro Medical Credit Union |
|---|---|---|
| TellerScore | 88 | 91 (stronger) |
| Capital cushion | 59 | 100 (stronger) |
| Loan quality | 100 (stronger) | 78 |
| Earnings | 100 (stronger) | 84 |
| Funding & liquidity | 100 | 100 |
| Problem-loan coverage | 100 (stronger) | 98 |
| Peer percentile | 99th | 90th |
| Total assets | $10.5B | $82.7M |
| Deposits / shares | $9.7B | $67.2M |
| Capital ratio | 10.93% | 17.85% (stronger) |
| Problem loans | 0.00% (stronger) | 0.66% |
| Net charge-offs | 0.00% (stronger) | 0.28% |
| Return on assets | 2.05% (stronger) | 1.60% |
| Loans ÷ deposits | 0.0% (stronger) | 39.7% |
| Uninsured deposits | 5.4% (stronger) | 10.8% |
| Offices | 1 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 37.5% |
Metro Medical Credit Union has the higher TellerScore (91 vs 88). On the 7 directional measures above (where higher or lower is clearly better), Charles Schwab Trust Bank leads on 5 and Metro Medical Credit Union on 2. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.