Side-by-side · Q2 2026 data
Charter Bank vs Corpus Christi Postal Employees Credit Union
Credit union
Corpus Christi Postal Employees Credit Union
Corpus Christi, Texas · Under $100 million in assets
Metric by metric
| Measure | Charter Bank | Corpus Christi Postal Employees Credit Union |
|---|---|---|
| TellerScore | 58 | 96 (stronger) |
| Capital cushion | 63 | 100 (stronger) |
| Loan quality | 7 | 100 (stronger) |
| Earnings | 100 (stronger) | 81 |
| Funding & liquidity | 69 | 98 (stronger) |
| Problem-loan coverage | 67 | 100 (stronger) |
| Peer percentile | 16th | 97th |
| Total assets | $292.3M | $17.1M |
| Deposits / shares | $265.2M | $14.1M |
| Capital ratio | 11.30% | 20.25% (stronger) |
| Problem loans | 2.78% | 0.00% (stronger) |
| Net charge-offs | 0.36% | -0.02% (stronger) |
| Return on assets | 2.29% (stronger) | 1.53% |
| Loans ÷ deposits | 61.9% (stronger) | 61.9% |
| Uninsured deposits | 41.0% | 0.5% (stronger) |
| Offices | 4 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Corpus Christi Postal Employees Credit Union has the higher TellerScore (96 vs 58). On the 7 directional measures above (where higher or lower is clearly better), Charter Bank leads on 2 and Corpus Christi Postal Employees Credit Union on 5. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.