Side-by-side · Q2 2026 data
Charter Bank vs One World Bank
Metric by metric
| Measure | Charter Bank | One World Bank |
|---|---|---|
| TellerScore | 58 | 67 (stronger) |
| Capital cushion | 63 | 82 (stronger) |
| Loan quality | 7 | 100 (stronger) |
| Earnings | 100 (stronger) | 0 |
| Funding & liquidity | 69 (stronger) | 51 |
| Problem-loan coverage | 67 | 100 (stronger) |
| Peer percentile | 16th | 34th |
| Total assets | $292.3M | $290.1M |
| Deposits / shares | $265.2M | $245.0M |
| Capital ratio | 11.30% | 13.24% (stronger) |
| Problem loans | 2.78% | 0.00% (stronger) |
| Net charge-offs | 0.36% (stronger) | 4.75% |
| Return on assets | 2.29% (stronger) | -1.30% |
| Loans ÷ deposits | 61.9% (stronger) | 90.1% |
| Uninsured deposits | 41.0% | 32.5% (stronger) |
| Offices | 4 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
One World Bank has the higher TellerScore (67 vs 58). On the 7 directional measures above (where higher or lower is clearly better), Charter Bank leads on 3 and One World Bank on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.