One World Bank (FDIC certificate #57901) is based in Dallas, Texas. Its Q2 2026 call report shows $290.1M in total assets and $245.0M in deposits and 4 offices.
Based on its Q2 2026 filing, One World Bank scores 67/100, which we describe as moderate. That is higher than only 34% of 2,650 banks with $100 million – $1 billion. Among 349 banks headquartered in Texas, it ranks 253rd. Its strongest component is loan quality (100/100; 0.00%), and its lowest is earnings (0/100; -1.30%).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
From Q2 2025 to Q2 2026, the score fell 14 points (81 → 67), mostly because the earnings component weakened by 68 points.
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 91 |
| Q3 2024 | 92 |
| Q4 2024 | 87 |
| Q1 2025 | 84 |
| Q2 2025 | 81 |
| Q3 2025 | 83 |
| Q4 2025 | 81 |
| Q1 2026 | 55 |
| Q2 2026 | 67 |
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| Quarter | Tier 1 leverage ratio |
|---|---|
| Q2 2024 | 16.12% |
| Q3 2024 | 15.12% |
| Q4 2024 | 14.50% |
| Q1 2025 | 15.28% |
| Q2 2025 | 13.53% |
| Q3 2025 | 13.86% |
| Q4 2025 | 13.59% |
| Q1 2026 | 13.59% |
| Q2 2026 | 13.24% |
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| Quarter | Noncurrent loans |
|---|---|
| Q2 2024 | 0.00% |
| Q3 2024 | 0.00% |
| Q4 2024 | 0.18% |
| Q1 2025 | 0.14% |
| Q2 2025 | 0.11% |
| Q3 2025 | 0.10% |
| Q4 2025 | 0.10% |
| Q1 2026 | 1.48% |
| Q2 2026 | 0.00% |
Show as table
| Quarter | Return on assets |
|---|---|
| Q2 2024 | 1.94% |
| Q3 2024 | 1.82% |
| Q4 2024 | 1.73% |
| Q1 2025 | 1.08% |
| Q2 2025 | 1.19% |
| Q3 2025 | 1.25% |
| Q4 2025 | 1.16% |
| Q1 2026 | -1.62% |
| Q2 2026 | -1.30% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 67 | $290.1M | 13.24% | 0.00% | -1.30% | 90.1% |
| Q1 2026 | 55 | $285.7M | 13.59% | 1.48% | -1.62% | 89.1% |
| Q4 2025 | 81 | $308.6M | 13.59% | 0.10% | 1.16% | 86.1% |
| Q3 2025 | 83 | $282.9M | 13.86% | 0.10% | 1.25% | 91.6% |
| Q2 2025 | 81 | $283.9M | 13.53% | 0.11% | 1.19% | 86.6% |
| Q1 2025 | 84 | $276.1M | 15.28% | 0.14% | 1.08% | 88.0% |
| Q4 2024 | 87 | $256.2M | 14.50% | 0.18% | 1.73% | 91.2% |
| Q3 2024 | 92 | $256.5M | 15.12% | 0.00% | 1.82% | 84.5% |
| Q2 2024 | 91 | $218.4M | 16.12% | 0.00% | 1.94% | 94.1% |
2,650 peers · $100 million – $1 billion
How it compares with peers
Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size banks in Texas
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Interstate BankBank Perryton, TX | 40 out of 100, Below average | $288.4M | 9.4% | 3.47% | vs |
| Charter BankBank Corpus Christi, TX | 58 out of 100, Moderate | $292.3M | 11.3% | 2.78% | vs |
| Coleman County State BankBank Coleman, TX | 78 out of 100, Strong | $295.1M | 8.6% | 0.05% | vs |
| Arrowhead BankBank Llano, TX | 87 out of 100, Very strong | $295.3M | 11.9% | 0.00% | vs |
| Victory BankBank Lubbock, TX | 77 out of 100, Strong | $284.8M | 12.1% | 0.05% | vs |
| The Jacksboro National BankBank Jacksboro, TX | 83 out of 100, Strong | $283.2M | 11.4% | 0.01% | vs |
Deposit insurance
Is my money safe at One World Bank?
Yes. One World Bank is an FDIC-insured institution (FDIC certificate #57901). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
An estimated 32.5% of deposits ($79.7M) are above the $250,000 FDIC insurance limit, above the peer median of 24%. Insured balances are protected regardless of the score.
The tier 1 leverage ratio is 13.24%, well above the 5% level regulators use as the "well capitalized" benchmark for this measure. Its total risk-based capital ratio is 0.00% (benchmark: 10%).
4 locations
Branches
One World Bank lists 3 offices in 3 cities. Most locations:
- Aubrey, TX (1)
- Dallas, TX (1)
- Houston, TX (1)
Identity & history
Profile
- Legal name
- One World Bank
- Type
- State-chartered bank
- FDIC certificate #
- 57901
- RSSD ID
- 3296859
- Primary regulator
- FDIC
- Holding company
- One World Holding Inc
- Established
- April 4, 2005
- Headquarters
- 2449 Walnut Hill Ln, Dallas, TX 75229
- Website
- www.oneworldbank.com
- Employees
- 48
Quick answers
One World Bank: common questions
Is One World Bank FDIC insured?
Yes. One World Bank is an FDIC-insured institution (FDIC certificate #57901). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
What is One World Bank's TellerScore?
67 out of 100 (Moderate), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
Has One World Bank ever failed?
There is no failure record for FDIC certificate #57901 in the FDIC failed bank list.
How many branches does One World Bank have?
4 offices as of the latest FDIC data.
Nearby
Highest-scoring banks and credit unions with branches near Dallas
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Baton Rouge City Parish Emp Federal Credit UnionCredit union Baton Rouge, LA | 96 out of 100, Very strong | $58.2M | 22.0% | 0.33% | vs |
| Lakeside BankBank Rockwall, TX | 92 out of 100, Very strong | $389.2M | 14.4% | 0.00% | vs |
| Light Commerce Credit UnionCredit union Houston, TX | 92 out of 100, Very strong | $5.0M | 26.8% | 0.93% | vs |
| Metro Medical Credit UnionCredit union Dallas, TX | 91 out of 100, Very strong | $82.7M | 17.9% | 0.66% | vs |
| The State Credit UnionCredit union Charleston, WV | 90 out of 100, Very strong | $95.3M | 19.1% | 0.25% | vs |
| Safe 1 Credit UnionCredit union Bakersfield, CA | 90 out of 100, Very strong | $1.2B | 16.0% | 0.37% | vs |