Side-by-side · Q2 2026 data
Charter Bank vs Victory Bank
Metric by metric
| Measure | Charter Bank | Victory Bank |
|---|---|---|
| TellerScore | 58 | 77 (stronger) |
| Capital cushion | 63 | 71 (stronger) |
| Loan quality | 7 | 98 (stronger) |
| Earnings | 100 (stronger) | 61 |
| Funding & liquidity | 69 (stronger) | 62 |
| Problem-loan coverage | 67 | 100 (stronger) |
| Peer percentile | 16th | 68th |
| Total assets | $292.3M | $284.8M |
| Deposits / shares | $265.2M | $250.0M |
| Capital ratio | 11.30% | 12.11% (stronger) |
| Problem loans | 2.78% | 0.05% (stronger) |
| Net charge-offs | 0.36% | -0.00% (stronger) |
| Return on assets | 2.29% (stronger) | 1.02% |
| Loans ÷ deposits | 61.9% (stronger) | 62.9% |
| Uninsured deposits | 41.0% (stronger) | 47.0% |
| Offices | 4 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Victory Bank has the higher TellerScore (77 vs 58). On the 7 directional measures above (where higher or lower is clearly better), Charter Bank leads on 3 and Victory Bank on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.