Side-by-side · Q2 2026 data
Charter Bank vs Capitol View Credit Union
Metric by metric
| Measure | Charter Bank | Capitol View Credit Union |
|---|---|---|
| TellerScore | 83 (stronger) | 82 |
| Capital cushion | 60 | 100 (stronger) |
| Loan quality | 100 (stronger) | 86 |
| Earnings | 90 (stronger) | 31 |
| Funding & liquidity | 79 | 96 (stronger) |
| Problem-loan coverage | 100 (stronger) | 97 |
| Peer percentile | 84th | 70th |
| Total assets | $227.5M | $46.1M |
| Deposits / shares | $203.5M | $37.4M |
| Capital ratio | 11.03% | 18.73% (stronger) |
| Problem loans | 0.00% (stronger) | 0.41% |
| Net charge-offs | 0.00% (stronger) | 0.25% |
| Return on assets | 1.75% (stronger) | 0.27% |
| Loans ÷ deposits | 80.8% | 64.6% (stronger) |
| Uninsured deposits | 13.1% | 3.2% (stronger) |
| Offices | 4 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 2.0% | — |
Charter Bank has the higher TellerScore (83 vs 82). On the 7 directional measures above (where higher or lower is clearly better), Charter Bank leads on 4 and Capitol View Credit Union on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.