Side-by-side · Q2 2026 data
Charter Bank vs Financial Plus Credit Union
Metric by metric
| Measure | Charter Bank | Financial Plus Credit Union |
|---|---|---|
| TellerScore | 83 (stronger) | 77 |
| Capital cushion | 60 | 93 (stronger) |
| Loan quality | 100 (stronger) | 66 |
| Earnings | 90 (stronger) | 61 |
| Funding & liquidity | 79 | 79 |
| Problem-loan coverage | 100 (stronger) | 90 |
| Peer percentile | 84th | 71st |
| Total assets | $227.5M | $241.7M |
| Deposits / shares | $203.5M | $206.5M |
| Capital ratio | 11.03% | 14.28% (stronger) |
| Problem loans | 0.00% (stronger) | 1.03% |
| Net charge-offs | 0.00% (stronger) | 0.14% |
| Return on assets | 1.75% (stronger) | 1.03% |
| Loans ÷ deposits | 80.8% (stronger) | 80.8% |
| Uninsured deposits | 13.1% | 4.0% (stronger) |
| Offices | 4 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 2.0% | — |
Charter Bank has the higher TellerScore (83 vs 77). On the 7 directional measures above (where higher or lower is clearly better), Charter Bank leads on 5 and Financial Plus Credit Union on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.