Headquartered in West Des Moines, Iowa, Financial Plus Credit Union is a federally insured state-chartered credit union with $241.7M in total assets and $206.5M in member shares and deposits as of Q2 2026. It operates 3 offices. Its charter dates back to 1929.
Based on its Q2 2026 filing, Financial Plus Credit Union scores 77/100, which we describe as strong. That is higher than 71% of 1,341 credit unions with $100 million – $1 billion. Among 66 credit unions headquartered in Iowa, it ranks 29th. Its strongest component is capital cushion (93/100; 14.28%), and its lowest is earnings (61/100; 1.03%).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
From Q2 2025 to Q2 2026, the score fell 8 points (85 → 77), mostly because the loan quality component weakened by 25 points.
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 84 |
| Q3 2024 | 82 |
| Q4 2024 | 81 |
| Q1 2025 | 83 |
| Q2 2025 | 85 |
| Q3 2025 | 84 |
| Q4 2025 | 79 |
| Q1 2026 | 80 |
| Q2 2026 | 77 |
Show as table
| Quarter | Net worth ratio |
|---|---|
| Q2 2024 | 13.45% |
| Q3 2024 | 13.85% |
| Q4 2024 | 13.93% |
| Q1 2025 | 13.77% |
| Q2 2025 | 14.04% |
| Q3 2025 | 14.27% |
| Q4 2025 | 14.26% |
| Q1 2026 | 14.10% |
| Q2 2026 | 14.28% |
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| Quarter | Delinquent loans (60+ days) |
|---|---|
| Q2 2024 | 0.49% |
| Q3 2024 | 0.78% |
| Q4 2024 | 0.82% |
| Q1 2025 | 0.36% |
| Q2 2025 | 0.28% |
| Q3 2025 | 0.40% |
| Q4 2025 | 0.93% |
| Q1 2026 | 0.53% |
| Q2 2026 | 1.03% |
Show as table
| Quarter | Return on assets |
|---|---|
| Q2 2024 | 1.47% |
| Q3 2024 | 1.44% |
| Q4 2024 | 1.36% |
| Q1 2025 | 1.17% |
| Q2 2025 | 1.21% |
| Q3 2025 | 1.24% |
| Q4 2025 | 1.22% |
| Q1 2026 | 0.85% |
| Q2 2026 | 1.03% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 77 | $241.7M | 14.28% | 1.03% | 1.03% | 80.8% |
| Q1 2026 | 80 | $239.6M | 14.10% | 0.53% | 0.85% | 80.9% |
| Q4 2025 | 79 | $233.3M | 14.26% | 0.93% | 1.22% | 84.5% |
| Q3 2025 | 84 | $228.0M | 14.27% | 0.40% | 1.24% | 86.1% |
| Q2 2025 | 85 | $226.5M | 14.04% | 0.28% | 1.21% | 85.0% |
| Q1 2025 | 83 | $225.6M | 13.77% | 0.36% | 1.17% | 83.4% |
| Q4 2024 | 81 | $218.4M | 13.93% | 0.82% | 1.36% | 83.4% |
| Q3 2024 | 82 | $215.0M | 13.85% | 0.78% | 1.44% | 83.4% |
| Q2 2024 | 84 | $216.0M | 13.45% | 0.49% | 1.47% | 81.9% |
1,341 peers · $100 million – $1 billion
How it compares with peers
Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size credit unions in Iowa
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Cedar Falls Community Credit UnionCredit union Cedar Falls, IA | 80 out of 100, Strong | $251.7M | 15.9% | 0.78% | vs |
| The Family Credit UnionCredit union Davenport, IA | 75 out of 100, Strong | $253.3M | 14.0% | 1.10% | vs |
| Citizens Community Credit UnionCredit union Fort Dodge, IA | 88 out of 100, Very strong | $253.6M | 19.1% | 0.73% | vs |
| Employees Credit UnionCredit union Estherville, IA | 70 out of 100, Strong | $203.4M | 19.0% | 3.25% | vs |
| Aim Credit UnionCredit union Dubuque, IA | 79 out of 100, Strong | $201.2M | 13.1% | 0.60% | vs |
| First Federal Credit UnionCredit union Hiawatha, IA | 43 out of 100, Below average | $174.5M | 7.3% | 0.88% | vs |
Deposit insurance
Is my money safe at Financial Plus Credit Union?
Yes. Financial Plus Credit Union is a federally insured credit union (NCUA charter #62965). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.
An estimated 4.0% of shares and deposits ($8.2M) are above the $250,000 NCUA insurance limit, close to the peer median of 6%. Insured balances are protected regardless of the score.
The net worth ratio is 14.28%, well above the 7% level regulators use as the "well capitalized" benchmark for this measure.
3 locations
Branches
Financial Plus Credit Union lists 3 offices in 2 cities. Most locations:
Identity & history
Profile
- Legal name
- Financial Plus Credit Union
- Type
- Federally insured state-chartered credit union
- NCUA charter #
- 62965
- RSSD ID
- 273390
- Primary regulator
- State + NCUA
- Established
- 1929
- Headquarters
- 1831 25th St, West Des Moines, IA 50266
- Employees
- 36
Quick answers
Financial Plus Credit Union: common questions
Is Financial Plus Credit Union NCUA insured?
Yes. Financial Plus Credit Union is a federally insured credit union (NCUA charter #62965). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.
What is Financial Plus Credit Union's TellerScore?
77 out of 100 (Strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
How many branches does Financial Plus Credit Union have?
3 offices as of the latest NCUA data.
Nearby
Highest-scoring banks and credit unions with branches near West Des Moines
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Lamoure Credit UnionCredit union Lamoure, ND | 98 out of 100, Very strong | $38.8M | 18.9% | 0.00% | vs |
| ITS BankBank Johnston, IA | 98 out of 100, Very strong | $45.2M | 97.5% | 0.00% | vs |
| Iowa State BankBank Des Moines, IA | 95 out of 100, Very strong | $480.5M | 15.9% | 0.00% | vs |
| Journey Credit UnionCredit union Des Moines, IA | 85 out of 100, Very strong | $97.6M | 16.9% | 1.11% | vs |
| Serve Credit UnionCredit union Des Moines, IA | 84 out of 100, Strong | $101.3M | 18.1% | 0.81% | vs |
| Charter BankBank Johnston, IA | 83 out of 100, Strong | $227.5M | 11.0% | 0.00% | vs |