Side-by-side · Q2 2026 data
Charter Bank vs Peoples Savings Bank
Metric by metric
| Measure | Charter Bank | Peoples Savings Bank |
|---|---|---|
| TellerScore | 83 (stronger) | 65 |
| Capital cushion | 60 (stronger) | 50 |
| Loan quality | 100 (stronger) | 70 |
| Earnings | 90 (stronger) | 59 |
| Funding & liquidity | 79 | 80 (stronger) |
| Problem-loan coverage | 100 (stronger) | 86 |
| Peer percentile | 84th | 29th |
| Total assets | $227.5M | $610.4M |
| Deposits / shares | $203.5M | $533.7M |
| Capital ratio | 11.03% (stronger) | 9.95% |
| Problem loans | 0.00% (stronger) | 0.91% |
| Net charge-offs | 0.00% (stronger) | 0.05% |
| Return on assets | 1.75% (stronger) | 0.97% |
| Loans ÷ deposits | 80.8% | 64.8% (stronger) |
| Uninsured deposits | 13.1% (stronger) | 28.5% |
| Offices | 4 | 8 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 2.0% | 8.2% |
Charter Bank has the higher TellerScore (83 vs 65). On the 7 directional measures above (where higher or lower is clearly better), Charter Bank leads on 6 and Peoples Savings Bank on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.