Side-by-side · Q2 2026 data
Charter Oak Federal Credit Union vs American Eagle Financial Credit Union
Credit union
Charter Oak Federal Credit Union
Waterford, Connecticut · $1 billion – $10 billion
Credit union
American Eagle Financial Credit Union
East Hartford, Connecticut · $1 billion – $10 billion
Metric by metric
| Measure | Charter Oak Federal Credit Union | American Eagle Financial Credit Union |
|---|---|---|
| TellerScore | 85 (stronger) | 66 |
| Capital cushion | 75 (stronger) | 49 |
| Loan quality | 83 (stronger) | 81 |
| Earnings | 84 (stronger) | 46 |
| Funding & liquidity | 100 (stronger) | 86 |
| Problem-loan coverage | 96 (stronger) | 92 |
| Peer percentile | 94th | 44th |
| Total assets | $1.7B | $2.8B |
| Deposits / shares | $1.5B | $2.4B |
| Capital ratio | 12.54% (stronger) | 9.93% |
| Problem loans | 0.50% (stronger) | 0.57% |
| Net charge-offs | 0.07% (stronger) | 0.32% |
| Return on assets | 1.60% (stronger) | 0.64% |
| Loans ÷ deposits | 57.9% (stronger) | 74.4% |
| Uninsured deposits | 6.5% | 5.3% (stronger) |
| Offices | 9 | 17 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 14.8% | 21.4% |
Charter Oak Federal Credit Union has the higher TellerScore (85 vs 66). On the 7 directional measures above (where higher or lower is clearly better), Charter Oak Federal Credit Union leads on 6 and American Eagle Financial Credit Union on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.