TellerScore

American Eagle Financial Credit Union (NCUA charter #68659) is based in East Hartford, Connecticut. Its Q2 2026 call report shows $2.8B in total assets and $2.4B in member shares and deposits and 17 offices.

Based on its Q2 2026 filing, American Eagle Financial Credit Union scores 66/100, which we describe as moderate. That is higher than only 44% of 454 credit unions with $1 billion – $10 billion. Among 64 credit unions headquartered in Connecticut, it ranks 40th. Its strongest component is problem-loan coverage (92/100; 3.8%), and its lowest is earnings (46/100; 0.64%).

TellerScore · Q2 2026

Scorecard

Capital cushion49/100
Net worth ratio: 9.93%
Loan quality81/100
Loans 60+ days delinquent ÷ total loans: 0.57%
Earnings46/100
Return on assets (annualized): 0.64%
Funding & liquidity86/100
Loans ÷ shares: 74.4% · 5.3% uninsured
Problem-loan coverage92/100
Delinquent loans + foreclosed assets ÷ (net worth + loan-loss reserves): 3.79%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

From Q2 2025 to Q2 2026, the score fell 2 points (68 → 66), mostly because the funding & liquidity component weakened by 3 points.

TellerScore
636668Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTellerScore
Q2 202463
Q3 202465
Q4 202464
Q1 202567
Q2 202568
Q3 202567
Q4 202565
Q1 202665
Q2 202666
Net worth ratio
7.00%8.67%10.34%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNet worth ratio
Q2 20249.18%
Q3 20249.71%
Q4 20249.84%
Q1 20259.76%
Q2 20259.99%
Q3 202510.34%
Q4 202510.04%
Q1 20269.78%
Q2 20269.93%
Delinquent loans (60+ days)
0.54%0.61%0.69%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterDelinquent loans (60+ days)
Q2 20240.54%
Q3 20240.59%
Q4 20240.69%
Q1 20250.62%
Q2 20250.57%
Q3 20250.59%
Q4 20250.65%
Q1 20260.68%
Q2 20260.57%
Return on assets
0.26%0.48%0.70%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 20240.26%
Q3 20240.37%
Q4 20240.42%
Q1 20250.65%
Q2 20250.70%
Q3 20250.68%
Q4 20250.56%
Q1 20260.55%
Q2 20260.64%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202666$2.8B9.93%0.57%0.64%74.4%
Q1 202665$2.8B9.78%0.68%0.55%71.7%
Q4 202565$2.6B10.04%0.65%0.56%75.0%
Q3 202567$2.6B10.34%0.59%0.68%75.8%
Q2 202568$2.6B9.99%0.57%0.70%71.3%
Q1 202567$2.6B9.76%0.62%0.65%67.2%
Q4 202464$2.6B9.84%0.69%0.42%66.1%
Q3 202465$2.5B9.71%0.59%0.37%65.6%
Q2 202463$2.7B9.18%0.54%0.26%64.2%

454 peers · $1 billion – $10 billion

How it compares with peers

Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio9.93%
28th
Problem loans0.57%
62nd
Net charge-offs0.32%
74th
Return on assets0.64%
32nd
Loans to deposits74.4%
81st
Uninsured deposits5.3%
86th
Loan-loss reserves0.00%
50th
Texas ratio3.8%
64th

Similar-size credit unions in Connecticut

InstitutionScoreAssetsCapitalProblem loansCompare
Connecticut State Employees Credit UnionCredit union Hartford, CT69 out of 100, Moderate$2.7B8.7%0.21%vs
Charter Oak Federal Credit UnionCredit union Waterford, CT85 out of 100, Very strong$1.7B12.5%0.50%vs
Sikorsky Financial Credit UnionCredit union Stratford, CT84 out of 100, Strong$1.5B12.9%0.25%vs
Connex Credit UnionCredit union North Haven, CT59 out of 100, Moderate$1.1B9.4%0.56%vs

Deposit insurance

Is my money safe at American Eagle Financial Credit Union?

Yes. American Eagle Financial Credit Union is a federally insured credit union (NCUA charter #68659). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

An estimated 5.3% of shares and deposits ($130.2M) are above the $250,000 NCUA insurance limit, below the peer median of 9%. Insured balances are protected regardless of the score.

The net worth ratio is 9.93%, above the 7% level regulators use as the "well capitalized" benchmark for this measure.

Check how much of your own balance is covered

17 locations

Branches

American Eagle Financial Credit Union lists 17 offices in 15 cities. Most locations:

All branch addresses and map

HMDA 2025

Mortgage lending

In 2025, American Eagle Financial Credit Union reported 2,429 home-loan applications under HMDA (LEI 549300TYBI78RNWPFB28): 1,745 originated ($272,205,000 total), 477 denied, and 198 withdrawn or closed by the applicant. Its denial rate on decided applications was 21.4%, compared with 22.2% for all lenders nationwide.

Denial rates depend heavily on loan type and applicant mix and are not a measure of fairness or of your own odds.

Identity & history

Profile

Legal name
American Eagle Financial Credit Union
Type
Federally insured state-chartered credit union
NCUA charter #
68659
RSSD ID
66873
Primary regulator
State + NCUA
Established
1935
Headquarters
Po Box 280128, East Hartford, CT 06128
Employees
379

Quick answers

American Eagle Financial Credit Union: common questions

Is American Eagle Financial Credit Union NCUA insured?

Yes. American Eagle Financial Credit Union is a federally insured credit union (NCUA charter #68659). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

What is American Eagle Financial Credit Union's TellerScore?

66 out of 100 (Moderate), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

How many branches does American Eagle Financial Credit Union have?

17 offices as of the latest NCUA data.

Nearby

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