Side-by-side · Q2 2026 data
Chartway Federal Credit Union vs University of VA Community Credit Union
Credit union
Chartway Federal Credit Union
Virginia Beach, Virginia · $1 billion – $10 billion
Credit union
University of VA Community Credit Union
Charlottesville, Virginia · $1 billion – $10 billion
Metric by metric
| Measure | Chartway Federal Credit Union | University of VA Community Credit Union |
|---|---|---|
| TellerScore | 50 | 69 (stronger) |
| Capital cushion | 34 | 54 (stronger) |
| Loan quality | 62 | 81 (stronger) |
| Earnings | 36 | 51 (stronger) |
| Funding & liquidity | 66 | 88 (stronger) |
| Problem-loan coverage | 75 | 92 (stronger) |
| Peer percentile | 6th | 54th |
| Total assets | $3.2B | $1.6B |
| Deposits / shares | $2.9B | $1.4B |
| Capital ratio | 8.37% | 10.44% (stronger) |
| Problem loans | 1.15% | 0.57% (stronger) |
| Net charge-offs | 0.84% | 0.44% (stronger) |
| Return on assets | 0.41% | 0.77% (stronger) |
| Loans ÷ deposits | 94.7% | 72.5% (stronger) |
| Uninsured deposits | 9.5% | 6.8% (stronger) |
| Offices | 18 | 6 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 31.3% | — |
University of VA Community Credit Union has the higher TellerScore (69 vs 50). On the 7 directional measures above (where higher or lower is clearly better), Chartway Federal Credit Union leads on 0 and University of VA Community Credit Union on 7. Deposits are insured up to $250,000 per depositor, per ownership category, at both.