Side-by-side · Q2 2026 data
Chartway Federal Credit Union vs Virginia Federal Credit Union
Credit union
Chartway Federal Credit Union
Virginia Beach, Virginia · $1 billion – $10 billion
Metric by metric
| Measure | Chartway Federal Credit Union | Virginia Federal Credit Union |
|---|---|---|
| TellerScore | 50 | 61 (stronger) |
| Capital cushion | 34 | 59 (stronger) |
| Loan quality | 62 | 65 (stronger) |
| Earnings | 36 (stronger) | 35 |
| Funding & liquidity | 66 | 77 (stronger) |
| Problem-loan coverage | 75 | 86 (stronger) |
| Peer percentile | 6th | 27th |
| Total assets | $3.2B | $7.4B |
| Deposits / shares | $2.9B | $6.4B |
| Capital ratio | 8.37% | 10.90% (stronger) |
| Problem loans | 1.15% | 1.05% (stronger) |
| Net charge-offs | 0.84% | 0.73% (stronger) |
| Return on assets | 0.41% (stronger) | 0.38% |
| Loans ÷ deposits | 94.7% | 83.5% (stronger) |
| Uninsured deposits | 9.5% | 5.2% (stronger) |
| Offices | 18 | 38 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 31.3% | — |
Virginia Federal Credit Union has the higher TellerScore (61 vs 50). On the 7 directional measures above (where higher or lower is clearly better), Chartway Federal Credit Union leads on 1 and Virginia Federal Credit Union on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.