Side-by-side · Q2 2026 data
Chattanooga Federal Employees Credit Union vs Church of God Credit Union
Credit union
Chattanooga Federal Employees Credit Union
Chattanooga, Tennessee · Under $100 million in assets
Metric by metric
| Measure | Chattanooga Federal Employees Credit Union | Church of God Credit Union |
|---|---|---|
| TellerScore | 85 (stronger) | 55 |
| Capital cushion | 100 (stronger) | 23 |
| Loan quality | 87 | 100 (stronger) |
| Earnings | 43 (stronger) | 10 |
| Funding & liquidity | 97 (stronger) | 73 |
| Problem-loan coverage | 97 | 100 (stronger) |
| Peer percentile | 77th | 15th |
| Total assets | $76.0M | $6.7M |
| Deposits / shares | $63.1M | $6.2M |
| Capital ratio | 16.86% (stronger) | 7.28% |
| Problem loans | 0.39% | 0.00% (stronger) |
| Net charge-offs | 0.36% | 0.09% (stronger) |
| Return on assets | 0.56% (stronger) | -0.26% |
| Loans ÷ deposits | 63.4% (stronger) | 87.2% |
| Uninsured deposits | 4.5% | 0.0% (stronger) |
| Offices | 1 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 15.6% | — |
Chattanooga Federal Employees Credit Union has the higher TellerScore (85 vs 55). On the 7 directional measures above (where higher or lower is clearly better), Chattanooga Federal Employees Credit Union leads on 4 and Church of God Credit Union on 3. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.