The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

From Q2 2025 to Q2 2026, the score rose 11 points (74 → 85), mostly because the loan quality component improved by 45 points.

Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Similar-size credit unions in Tennessee

Yes. Chattanooga Federal Employees Credit Union is a federally insured credit union (NCUA charter #62537). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

An estimated 4.5% of shares and deposits ($2.8M) are above the $250,000 NCUA insurance limit, above the peer median of 1%. Insured balances are protected regardless of the score.

The net worth ratio is 16.86%, well above the 7% level regulators use as the "well capitalized" benchmark for this measure.

Check how much of your own balance is covered

Chattanooga Federal Employees Credit Union lists 1 office in 1 city. Most locations:

• Chattanooga, TN (1)

All branch addresses and map

In 2025, Chattanooga Federal Employees Credit Union reported 35 home-loan applications under HMDA (LEI 549300A1ILQC3X3Z1716): 20 originated ($3,160,000 total), 5 denied, and 3 withdrawn or closed by the applicant. Its denial rate on decided applications was 15.6%, compared with 22.2% for all lenders nationwide.

Denial rates depend heavily on loan type and applicant mix and are not a measure of fairness or of your own odds.

Legal name

Chattanooga Federal Employees Credit Union

Type

Federally insured state-chartered credit union

NCUA charter #

62537

RSSD ID

685292

Primary regulator

State + NCUA

Established

1925

Headquarters

P.O. Box 22205, Chattanooga, TN 37422

Employees

9