Side-by-side · Q2 2026 data
Chattanooga Federal Employees Credit Union vs Healthcare Services Credit Union
Credit union
Chattanooga Federal Employees Credit Union
Chattanooga, Tennessee · Under $100 million in assets
Credit union
Healthcare Services Credit Union
Chattanooga, Tennessee · Under $100 million in assets
Metric by metric
| Measure | Chattanooga Federal Employees Credit Union | Healthcare Services Credit Union |
|---|---|---|
| TellerScore | 85 | 87 (stronger) |
| Capital cushion | 100 | 100 |
| Loan quality | 87 | 99 (stronger) |
| Earnings | 43 (stronger) | 39 |
| Funding & liquidity | 97 (stronger) | 95 |
| Problem-loan coverage | 97 | 99 (stronger) |
| Peer percentile | 77th | 83rd |
| Total assets | $76.0M | $26.1M |
| Deposits / shares | $63.1M | $22.0M |
| Capital ratio | 16.86% (stronger) | 15.01% |
| Problem loans | 0.39% | 0.03% (stronger) |
| Net charge-offs | 0.36% | 0.15% (stronger) |
| Return on assets | 0.56% (stronger) | 0.47% |
| Loans ÷ deposits | 63.4% (stronger) | 64.9% |
| Uninsured deposits | 4.5% | 3.1% (stronger) |
| Offices | 1 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 15.6% | — |
Healthcare Services Credit Union has the higher TellerScore (87 vs 85). On the 7 directional measures above (where higher or lower is clearly better), Chattanooga Federal Employees Credit Union leads on 3 and Healthcare Services Credit Union on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.