Side-by-side · Q2 2026 data
Chelsea Groton Bank vs Dutch Point Credit Union
Metric by metric
| Measure | Chelsea Groton Bank | Dutch Point Credit Union |
|---|---|---|
| TellerScore | 82 (stronger) | 77 |
| Capital cushion | 100 (stronger) | 56 |
| Loan quality | 84 | 96 (stronger) |
| Earnings | 76 (stronger) | 60 |
| Funding & liquidity | 42 | 96 (stronger) |
| Problem-loan coverage | 96 | 99 (stronger) |
| Peer percentile | 93rd | 71st |
| Total assets | $1.8B | $565.4M |
| Deposits / shares | $1.2B | $499.8M |
| Capital ratio | 16.73% (stronger) | 10.55% |
| Problem loans | 0.48% | 0.12% (stronger) |
| Net charge-offs | -0.00% (stronger) | 0.20% |
| Return on assets | 1.39% (stronger) | 1.01% |
| Loans ÷ deposits | 110.4% | 63.9% (stronger) |
| Uninsured deposits | 22.4% | 7.1% (stronger) |
| Offices | 13 | 8 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 11.2% | — |
Chelsea Groton Bank has the higher TellerScore (82 vs 77). On the 7 directional measures above (where higher or lower is clearly better), Chelsea Groton Bank leads on 4 and Dutch Point Credit Union on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Niantic, CT
- Waterford, CT