TellerScore

Headquartered in Wethersfield, Connecticut, Dutch Point Credit Union is a federally insured state-chartered credit union with $565.4M in total assets and $499.8M in member shares and deposits as of Q2 2026. It operates 8 offices. Its charter dates back to 1960.

Based on its Q2 2026 filing, Dutch Point Credit Union scores 77/100, which we describe as strong. That is higher than 71% of 1,341 credit unions with $100 million – $1 billion. Among 64 credit unions headquartered in Connecticut, it ranks 16th. Its strongest component is problem-loan coverage (99/100; 0.7%), and its lowest is capital cushion (56/100; 10.55%).

TellerScore · Q2 2026

Scorecard

Capital cushion56/100
Net worth ratio: 10.55%
Loan quality96/100
Loans 60+ days delinquent ÷ total loans: 0.12%
Earnings60/100
Return on assets (annualized): 1.01%
Funding & liquidity96/100
Loans ÷ shares: 63.9% · 7.1% uninsured
Problem-loan coverage99/100
Delinquent loans + foreclosed assets ÷ (net worth + loan-loss reserves): 0.65%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

From Q2 2025 to Q2 2026, the score rose 5 points (72 → 77), mostly because the loan quality component improved by 9 points.

TellerScore
727577Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTellerScore
Q2 202475
Q3 202476
Q4 202473
Q1 202574
Q2 202572
Q3 202574
Q4 202576
Q1 202676
Q2 202677
Net worth ratio
7.00%8.78%10.55%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNet worth ratio
Q2 202410.13%
Q3 202410.51%
Q4 202410.09%
Q1 202510.07%
Q2 202510.07%
Q3 202510.38%
Q4 202510.45%
Q1 202610.38%
Q2 202610.55%
Delinquent loans (60+ days)
0.08%0.24%0.40%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterDelinquent loans (60+ days)
Q2 20240.08%
Q3 20240.15%
Q4 20240.14%
Q1 20250.14%
Q2 20250.40%
Q3 20250.33%
Q4 20250.17%
Q1 20260.16%
Q2 20260.12%
Return on assets
0.58%0.79%1.01%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 20240.77%
Q3 20240.88%
Q4 20240.58%
Q1 20250.76%
Q2 20250.79%
Q3 20250.87%
Q4 20250.97%
Q1 20260.96%
Q2 20261.01%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202677$565.4M10.55%0.12%1.01%63.9%
Q1 202676$560.0M10.38%0.16%0.96%59.2%
Q4 202576$543.8M10.45%0.17%0.97%60.0%
Q3 202574$529.6M10.38%0.33%0.87%60.7%
Q2 202572$532.8M10.07%0.40%0.79%56.1%
Q1 202574$521.8M10.07%0.14%0.76%55.1%
Q4 202473$510.8M10.09%0.14%0.58%56.3%
Q3 202476$493.5M10.51%0.15%0.88%58.1%
Q2 202475$498.8M10.13%0.08%0.77%56.4%

1,341 peers · $100 million – $1 billion

How it compares with peers

Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio10.55%
36th
Problem loans0.12%
94th
Net charge-offs0.20%
70th
Return on assets1.01%
67th
Loans to deposits63.9%
72nd
Uninsured deposits7.1%
39th
Loan-loss reserves0.00%
50th
Texas ratio0.7%
93rd

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InstitutionScoreAssetsCapitalProblem loansCompare
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Mutual Security Credit UnionCredit union Shelton, CT59 out of 100, Moderate$385.4M8.7%0.37%vs
Waterbury Connecticut Teachers Federal Credit UnionCredit union Waterbury, CT91 out of 100, Very strong$365.2M17.1%0.26%vs
360 Federal Credit UnionCredit union Windsor Locks, CT65 out of 100, Moderate$324.4M9.5%0.68%vs
General Electric Employees Federal Credit UnionCredit union Milford, CT56 out of 100, Moderate$283.2M9.9%1.57%vs
Nutmeg State Financial Credit UnionCredit union Rocky Hill, CT66 out of 100, Moderate$916.5M11.9%0.75%vs

Deposit insurance

Is my money safe at Dutch Point Credit Union?

Yes. Dutch Point Credit Union is a federally insured credit union (NCUA charter #60457). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

An estimated 7.1% of shares and deposits ($35.3M) are above the $250,000 NCUA insurance limit, close to the peer median of 6%. Insured balances are protected regardless of the score.

The net worth ratio is 10.55%, above the 7% level regulators use as the "well capitalized" benchmark for this measure.

Check how much of your own balance is covered

8 locations

Branches

Dutch Point Credit Union lists 8 offices in 7 cities. Most locations:

All branch addresses and map

Identity & history

Profile

Legal name
Dutch Point Credit Union
Type
Federally insured state-chartered credit union
NCUA charter #
60457
RSSD ID
574097
Primary regulator
State + NCUA
Established
1960
Headquarters
195 Silas Deane Hwy, Wethersfield, CT 06109
Employees
79

Quick answers

Dutch Point Credit Union: common questions

Is Dutch Point Credit Union NCUA insured?

Yes. Dutch Point Credit Union is a federally insured credit union (NCUA charter #60457). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

What is Dutch Point Credit Union's TellerScore?

77 out of 100 (Strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

How many branches does Dutch Point Credit Union have?

8 offices as of the latest NCUA data.

Nearby

Highest-scoring banks and credit unions with branches near Wethersfield

InstitutionScoreAssetsCapitalProblem loansCompare
Stafford Savings BankBank Stafford Springs, CT95 out of 100, Very strong$507.0M50.6%0.56%vs
State Police Credit Union Inc.Credit union Meriden, CT91 out of 100, Very strong$84.0M15.1%0.06%vs
Ct Firefighters Federal Credit UnionCredit union Hartford, CT85 out of 100, Very strong$34.7M11.6%0.00%vs
The Torrington Savings BankBank Torrington, CT82 out of 100, Strong$1.0B19.0%0.14%vs
Kief Protective Mutual Benefit Ass. Credit UnionCredit union Bloomfield, CT80 out of 100, Strong$605K22.2%0.00%vs
Liberty BankBank Middletown, CT79 out of 100, Strong$9.4B13.4%0.32%vs