Side-by-side · Q2 2026 data
Chelsea Savings Bank vs Metco Credit Union
Metric by metric
| Measure | Chelsea Savings Bank | Metco Credit Union |
|---|---|---|
| TellerScore | 93 (stronger) | 92 |
| Capital cushion | 100 | 100 |
| Loan quality | 92 (stronger) | 77 |
| Earnings | 90 | 100 (stronger) |
| Funding & liquidity | 84 | 89 (stronger) |
| Problem-loan coverage | 98 (stronger) | 96 |
| Peer percentile | 98th | 92nd |
| Total assets | $196.9M | $58.7M |
| Deposits / shares | $173.8M | $47.3M |
| Capital ratio | 16.01% | 18.81% (stronger) |
| Problem loans | 0.24% (stronger) | 0.70% |
| Net charge-offs | 0.00% (stronger) | 0.05% |
| Return on assets | 1.75% | 2.65% (stronger) |
| Loans ÷ deposits | 48.2% (stronger) | 70.9% |
| Uninsured deposits | 29.8% | 0.8% (stronger) |
| Offices | 5 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 0.0% | — |
Chelsea Savings Bank has the higher TellerScore (93 vs 92). On the 7 directional measures above (where higher or lower is clearly better), Chelsea Savings Bank leads on 4 and Metco Credit Union on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.