The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

From Q2 2025 to Q2 2026, the score rose 2 points (91 → 93), mostly because the earnings component improved by 10 points.

Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Similar-size banks in Iowa

Yes. Chelsea Savings Bank is an FDIC-insured institution (FDIC certificate #15427). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.

An estimated 29.8% of deposits ($51.8M) are above the $250,000 FDIC insurance limit, above the peer median of 24%. Insured balances are protected regardless of the score.

The tier 1 leverage ratio is 16.01%, well above the 5% level regulators use as the "well capitalized" benchmark for this measure. Its total risk-based capital ratio is 0.00% (benchmark: 10%).

Check how much of your own balance is covered

Chelsea Savings Bank lists 5 offices in 5 cities. Most locations:

• Belle Plaine, IA (1)
• Chelsea, IA (1)
• Traer, IA (1)
• Van Horne, IA (1)
• Victor, IA (1)

All branch addresses and map

In 2025, Chelsea Savings Bank reported 36 home-loan applications under HMDA (LEI 254900YUF5NHPY7YH136): 36 originated ($5,030,000 total), 0 denied, and 0 withdrawn or closed by the applicant. Its denial rate on decided applications was 0.0%, compared with 22.2% for all lenders nationwide.

Denial rates depend heavily on loan type and applicant mix and are not a measure of fairness or of your own odds.

Legal name

Chelsea Savings Bank

Type

State-chartered bank

FDIC certificate #

15427

RSSD ID

771748

Primary regulator

FDIC

Holding company

Chebelle Corp

Established

October 19, 1936

Headquarters

601 13th St, Belle Plaine, IA 52208

Website

www.chelseasavingsbank.com

Employees

23