Side-by-side · Q2 2026 data
Chelsea Savings Bank vs St. Athanasius Credit Union
Metric by metric
| Measure | Chelsea Savings Bank | St. Athanasius Credit Union |
|---|---|---|
| TellerScore | 93 (stronger) | 63 |
| Capital cushion | 100 | 100 |
| Loan quality | 92 (stronger) | 0 |
| Earnings | 90 (stronger) | 89 |
| Funding & liquidity | 84 (stronger) | 58 |
| Problem-loan coverage | 98 (stronger) | 61 |
| Peer percentile | 98th | 26th |
| Total assets | $196.9M | $441K |
| Deposits / shares | $173.8M | $330K |
| Capital ratio | 16.01% | 25.26% (stronger) |
| Problem loans | 0.24% (stronger) | 6.68% |
| Net charge-offs | 0.00% (stronger) | 12.43% |
| Return on assets | 1.75% (stronger) | 1.73% |
| Loans ÷ deposits | 48.2% (stronger) | 102.1% |
| Uninsured deposits | 29.8% | 0.0% (stronger) |
| Offices | 5 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 0.0% | — |
Chelsea Savings Bank has the higher TellerScore (93 vs 63). On the 7 directional measures above (where higher or lower is clearly better), Chelsea Savings Bank leads on 5 and St. Athanasius Credit Union on 2. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.