Side-by-side · Q2 2026 data
Chelsea State Bank vs Aeroquip Credit Union
Metric by metric
| Measure | Chelsea State Bank | Aeroquip Credit Union |
|---|---|---|
| TellerScore | 75 | 78 (stronger) |
| Capital cushion | 78 | 100 (stronger) |
| Loan quality | 56 | 79 (stronger) |
| Earnings | 83 (stronger) | 25 |
| Funding & liquidity | 80 | 92 (stronger) |
| Problem-loan coverage | 85 | 96 (stronger) |
| Peer percentile | 61st | 59th |
| Total assets | $416.5M | $51.6M |
| Deposits / shares | $366.0M | $42.8M |
| Capital ratio | 12.76% | 15.81% (stronger) |
| Problem loans | 1.33% | 0.62% (stronger) |
| Net charge-offs | -0.01% (stronger) | 0.90% |
| Return on assets | 1.57% (stronger) | 0.13% |
| Loans ÷ deposits | 69.0% | 68.2% (stronger) |
| Uninsured deposits | 25.5% | 4.5% (stronger) |
| Offices | 4 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Aeroquip Credit Union has the higher TellerScore (78 vs 75). On the 7 directional measures above (where higher or lower is clearly better), Chelsea State Bank leads on 2 and Aeroquip Credit Union on 5. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.