TellerScore

Aeroquip Credit Union (NCUA charter #61405) is based in Jackson, Michigan. Its Q2 2026 call report shows $51.6M in total assets and $42.8M in member shares and deposits and 4 offices.

Based on its Q2 2026 filing, Aeroquip Credit Union scores 78/100, which we describe as strong. That is higher than 59% of 2,479 credit unions with under $100 million in assets. Among 169 credit unions headquartered in Michigan, it ranks 56th. Its strongest component is capital cushion (100/100; 15.81%), and its lowest is earnings (25/100; 0.13%).

TellerScore · Q2 2026

Scorecard

Capital cushion100/100
Net worth ratio: 15.81%
Loan quality79/100
Loans 60+ days delinquent ÷ total loans: 0.62%
Earnings25/100
Return on assets (annualized): 0.13%
Funding & liquidity92/100
Loans ÷ shares: 68.2% · 4.5% uninsured
Problem-loan coverage96/100
Delinquent loans + foreclosed assets ÷ (net worth + loan-loss reserves): 2.21%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

From Q2 2025 to Q2 2026, the score fell 2 points (80 → 78), mostly because the earnings component weakened by 9 points.

TellerScore
778082Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTellerScore
Q2 202481
Q3 202480
Q4 202481
Q1 202582
Q2 202580
Q3 202582
Q4 202579
Q1 202677
Q2 202678
Net worth ratio
7.00%11.50%16.00%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNet worth ratio
Q2 202414.82%
Q3 202415.29%
Q4 202415.46%
Q1 202515.62%
Q2 202516.00%
Q3 202516.00%
Q4 202515.88%
Q1 202615.59%
Q2 202615.81%
Delinquent loans (60+ days)
0.36%0.64%0.93%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterDelinquent loans (60+ days)
Q2 20240.57%
Q3 20240.66%
Q4 20240.51%
Q1 20250.36%
Q2 20250.56%
Q3 20250.60%
Q4 20250.93%
Q1 20260.81%
Q2 20260.62%
Return on assets
0.13%0.38%0.63%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 20240.41%
Q3 20240.30%
Q4 20240.37%
Q1 20250.35%
Q2 20250.35%
Q3 20250.61%
Q4 20250.63%
Q1 20260.17%
Q2 20260.13%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202678$51.6M15.81%0.62%0.13%68.2%
Q1 202677$52.3M15.59%0.81%0.17%65.0%
Q4 202579$51.2M15.88%0.93%0.63%68.0%
Q3 202582$50.3M16.00%0.60%0.61%68.3%
Q2 202580$49.4M16.00%0.56%0.35%68.2%
Q1 202582$50.3M15.62%0.36%0.35%67.7%
Q4 202481$50.5M15.46%0.51%0.37%66.7%
Q3 202480$50.7M15.29%0.66%0.30%66.7%
Q2 202481$52.2M14.82%0.57%0.41%62.9%

2,479 peers · Under $100 million in assets

How it compares with peers

Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio15.81%
59th
Problem loans0.62%
53rd
Net charge-offs0.90%
16th
Return on assets0.13%
24th
Loans to deposits68.2%
36th
Uninsured deposits4.5%
24th
Loan-loss reserves0.00%
37th
Texas ratio2.2%
50th

Similar-size credit unions in Michigan

InstitutionScoreAssetsCapitalProblem loansCompare
Southeast Michigan State Employees Federal Credit UnionCredit union West Bloomfield, MI66 out of 100, Moderate$51.5M12.1%2.14%vs
Country Heritage Credit UnionCredit union Buchanan, MI75 out of 100, Strong$51.4M22.5%1.54%vs
Tri-Cities Credit UnionCredit union Grand Haven, MI86 out of 100, Very strong$51.3M13.9%0.05%vs
Gr Consumers Credit UnionCredit union Wyoming, MI86 out of 100, Very strong$52.0M16.6%0.16%vs
Lakeshore Federal Credit UnionCredit union Muskegon, MI78 out of 100, Strong$45.2M11.9%0.04%vs
Manistique Federal Credit UnionCredit union Manistique, MI79 out of 100, Strong$44.2M15.8%1.92%vs

Deposit insurance

Is my money safe at Aeroquip Credit Union?

Yes. Aeroquip Credit Union is a federally insured credit union (NCUA charter #61405). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

An estimated 4.5% of shares and deposits ($1.9M) are above the $250,000 NCUA insurance limit, above the peer median of 1%. Insured balances are protected regardless of the score.

The net worth ratio is 15.81%, well above the 7% level regulators use as the "well capitalized" benchmark for this measure.

Check how much of your own balance is covered

4 locations

Branches

Aeroquip Credit Union lists 4 offices in 3 cities. Most locations:

All branch addresses and map

Identity & history

Profile

Legal name
Aeroquip Credit Union
Type
Federally insured state-chartered credit union
NCUA charter #
61405
RSSD ID
49894
Primary regulator
State + NCUA
Established
1949
Headquarters
901 Plymouth St, Jackson, MI 49201
Employees
13

Quick answers

Aeroquip Credit Union: common questions

Is Aeroquip Credit Union NCUA insured?

Yes. Aeroquip Credit Union is a federally insured credit union (NCUA charter #61405). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

What is Aeroquip Credit Union's TellerScore?

78 out of 100 (Strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

How many branches does Aeroquip Credit Union have?

4 offices as of the latest NCUA data.

Nearby

Highest-scoring banks and credit unions with branches near Jackson

InstitutionScoreAssetsCapitalProblem loansCompare
Tlc Community Credit UnionCredit union Adrian, MI90 out of 100, Very strong$950.2M14.5%0.14%vs
Consumers Professional Credit UnionCredit union Lansing, MI81 out of 100, Strong$149.7M16.8%1.28%vs
South Central Credit UnionCredit union Jackson, MI78 out of 100, Strong$84.6M14.2%0.56%vs
Chelsea State BankBank Chelsea, MI75 out of 100, Strong$416.5M12.8%1.33%vs
Commercial BankBank Ithaca, MI75 out of 100, Strong$552.7M10.9%0.39%vs
Lafcu Credit UnionCredit union Lansing, MI72 out of 100, Strong$1.1B20.7%1.24%vs